2012 Cumbre Ct, Carlsbad, CA 92009 Property Records

San Diego County property record for 2012 Cumbre Ct, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1978
Lot Size	0.309 acres (13,470 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Jan 2002)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`216-491-20-00`

Property Details

APN / Parcel Number

Primary APN	`216-491-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	13,470 sqft (0.309 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2012 CUMBRE CT
City	CARLSBAD
State	CA
Zip	92009-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 201 TR 008379
Legal Subdivision	CARLSBAD COURT
Legal Tract	008379
Legal Block	2
Legal Lot Number	201
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20035

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2012 CUMBRE CT, CARLSBAD, CA 92009-8502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2002 · Amount on Record
Deed Sale	Jan 18, 2002 · Amount on Record
Deed Document Number	200250008
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2012 CUMBRE CT, CARLSBAD, CA 92009-8502
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 CUMBRE CT, CARLSBAD, CA 92009-8502

Mortgage

Document Number	0000005391
Date	Jan 9, 2023
Instrument	2023-0005391

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2012 CUMBRE CT, CARLSBAD, CA 92009-8502
Document Number	0000423393
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2012 CUMBRE CT CARLSBAD CA 920098502, CARLSBAD, CA 92009-8502

Mortgage

Document Number	0000423393
Date	Jul 31, 2020
Instrument	423393

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2012 CUMBRE CT, CARLSBAD, CA 92009-8502
Document Number	0000313519
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2012 CUMBRE CT CARLSBAD CA 920098502, CARLSBAD, CA 92009-8502

Mortgage

Document Number	0000313519
Date	Jul 30, 2019
Instrument	313519

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2012 CUMBRE CT, CARLSBAD, CA 92009-8502
Document Number	0000010690
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2012 CUMBRE CT CARLSBAD CA 920098502, CARLSBAD, CA 92009-8502

Mortgage

Document Number	0000010690
Date	Jan 10, 2019
Instrument	10690

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,439 (+2%) Land $342,796 Building $199,643
2025	$6,329.00 (+7.67%) Homeowner's exemption	$531,804 (+4.04%) Land $336,075 Building $195,729
2023	$5,878.00 (+2.6%) Homeowner's exemption	$511,156 Land $323,026 Building $188,130
2022	$5,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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