2012 Cook School Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 2012 Cook School Rd, Pilot Mountain, NC 27041

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 3,694 sqft · built 2007
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on File
Last Sale$274,000 (Nov 2008)
Tax Bill$2,099 (2026)
Deeds & MortgagesOct 2021 Refinance
Apr 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN5958-00-73-0650

Property Details

APN / Parcel Number

Primary APN5958-00-73-0650
Alternative APN
  • 100109440

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,694 sqft Living Area
1st Floor Area1,248 sqft
AtticAttic
Attic Area420 sqft
Basement Area1,248 sqft
Finished Basement1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area36,590 sqft (0.84 acres)
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100109440
Street Address2012 COOK SCHOOL RD
CityPILOT MOUNTAIN
StateNC
Zip27041-7268
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionPB 22 PG 78
Legal SubdivisionPILOT - RURAL
JurisdictionSURRY NC
Township / Civil DivisionSOUTH WESTFIELD
Census Block Group2
Census Block2021
Census Tract930102

Owner

2012 Cook School Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2017.

Source: Surry County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2012 COOK SCHOOL RD, PILOT MOUNTAIN, NC 27041-7268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FCU
Apr 9, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Sep 13, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2008 · Amount on File
Deed SaleNov 26, 2008 · Amount on File
Prior SaleOct 1, 2004 · Amount on File
Deed Document Number2008561646
Deed Book / Page1268 / 530
Last Transfer DateSep 8, 2017
Transfer Doc1607/0024
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address2012 COOK SCHOOL RD, PILOT MOUNTAIN, NC 27041-7268
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1785/761
DateOct 19, 2021
Book Page1785/761
Instrument689232
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2036

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address2012 COOK SCHOOL RD, PILOT MOUNTAIN, NC 27041-7268
Transaction TypeMortgage
Record UpdatedMay 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001628/0000000366
DateApr 9, 2018
Book Page0000001628/0000000366
Instrument000000653299
Lender
NameNAVY FEDERAL CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSURRY NC
Recording DateSep 13, 2017
Property Address2012 COOK SCHOOL RD, PILOT MOUNTAIN, NC 27041-7268
Document Number1607/0021
Book / Page1607 / 0021
Instrument DateSep 8, 2017
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2012 COOK SCHOOL RD, 2012, PILOT MOUNTAIN, NC 27041-7268

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2012 COOK SCHOOL RD, PILOT MOUNTAIN, NC 27041-7268

Mortgage

Document Number1607/0024
DateSep 13, 2017
Book Page1607/0024
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 2012 Cook School Rd was $2,099, up 6.6% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,099.00 (+6.6%)$283,220 (-19.3%) Land $19,600 Building $263,620$283,220 (-19.3%) Land $19,600 Building $263,620
2025$1,969.00$350,940 Land $21,000 Building $329,940$350,940 Land $21,000 Building $329,940
2023$1,563.00$283,220 Land $19,600 Building $263,620$283,220 Land $19,600 Building $263,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2012 Cook School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2012 Cook School Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Nearby Properties on Cook School Rd

Nearby Streets

Search Property Records by Address or Parcel Number