2012 Choctaw Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 2012 Choctaw Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,165 sqft · built 1991
OwnerIndividual Name on Record
Last Sale$210,000 (Sep 2019)
Tax Bill$2,652 (2025)
Deeds & MortgagesNov 2021 Refinance
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN56W100101900

Property Details

APN / Parcel Number

Primary APN56W100101900
Alternative APNs
  • 011096
  • 11096

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,165 sqft Adjusted Area
1st Floor Area1,757 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number011096
Street Address2012 CHOCTAW RD
CityCOLUMBUS
StateMS
Zip39705-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2012 CHOCTAW RD LOT 25
Legal Range18W
Legal Township18S
Legal Section04
Legal SubdivisionCOUNTRY CLUB SUBDIV
Legal Lot Number25
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group2
Census Block2011
Census Tract301

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2012 CHOCTAW RD, COLUMBUS, MS 39705-1439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE RESEARCH CENTER LLC
Sep 17, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Deed Document Number0020196913
Deed Book / Page2019 / 6913
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2012 CHOCTAW RD, COLUMBUS, MS 39705-1439
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202135416
DateNov 29, 2021
Book Page2021/35416
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 17, 2019
Property Address2012 CHOCTAW RD, COLUMBUS, MS 39705-1439
Document Number0020196913
Book / Page002019 / 006913
Instrument DateSep 16, 2019
Transaction TypeTransfer
Record UpdatedOct 4, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 CHOCTAW RD COLUMBUS MS 397051439, COLUMBUS, MS 39705-1439

Mortgage

Document Number20199455
DateSep 17, 2019
Book Page002019/019455
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,652.00 (+1.38%) Homeowner's exemption$18,075 (+10.12%)$180,750 (+10.12%) Land $48,000 Building $132,750
2024$2,616.00 (+9.73%)
2023$2,384.00 Homeowner's exemption$16,414$164,140 Land $48,000 Building $116,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

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