Larimer County property record for 2012 Charro Ave, Longmont, CO 80504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,036 sqft · built 1972 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,000 (May 2019) |
| Tax Bill | $4,107 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94342-05-005 |
| Primary APN | 94342-05-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,608 sqft |
| 1st Floor Area | 2,036 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 252 sqft |
| Utility Building | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R0496111 |
|---|---|
| Street Address | 2012 CHARRO AVE |
| City | LONGMONT |
| State | CO |
| Zip | 80504-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA1 |
| Legal Description | LOT 5, HORSESHOE PK 2ND |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 34 |
| Legal Subdivision | HORSESHOE PARK |
| Legal Lot Number | 5 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2602 |
2012 Charro Ave is owned and occupied by two individuals who bought it in May 2019.
Source: Larimer County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 CHARRO AVE, LONGMONT, CO 80504-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit FRONT RANGE BANK |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on File |
| Deed Sale | May 31, 2019 · Amount on File |
| Prior Sale | Oct 2, 2012 · Amount on File |
| Deed Document Number | 201929081 |
| Prior Transfer Date | Jun 5, 2013 |
| Prior Transfer Doc | 0000047542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 7, 2026 |
| Property Address | 2012 CHARRO AVE, LONGMONT, CO 80504-8209 |
| Document Number | 0000039830 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202639830 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2012 CHARRO AVE, LONGMONT, CO 80504-8209 |
| Document Number | 0000039830, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202639830 |
| Name | FRONT RANGE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 7, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2012 CHARRO AVE, LONGMONT, CO 80504-8209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000059186 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 20200059186 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2012 CHARRO AVE, LONGMONT, CO 80504-8209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000080559 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 20190080559 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 31, 2019 |
| Property Address | 2012 CHARRO AVE, LONGMONT, CO 80504-8209 |
| Document Number | 0000029081 |
| Instrument Date | May 31, 2019 |
| Instrument | 29081 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2012 CHARRO AVE LONGMONT CO 805048209, LONGMONT, CO 80504-8209 |
| Document Number | 29082 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 29082 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2049 |
The 2025 property tax bill for 2012 Charro Ave was $4,107.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,107.00 | $44,813 Land $11,338 Building $33,475 | $717,000 Land $181,400 Building $535,600 |
| 2023 | $3,455.00 (+12.43%) | $44,977 (+26.22%) Land $14,405 Building $30,572 | $671,300 (+30.93%) Land $215,000 Building $456,300 |
| 2022 | $3,073.00 | $35,633 Land $13,900 Building $21,733 | $512,700 Land $200,000 Building $312,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2012 Charro Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2012 Charro Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 41% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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