2012 Captain Dr, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 2012 Captain Dr, Fredericksburg, VA 22408

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,988 sqft · built 2021
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Mar 2023)
Tax Bill$4,164 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38B-2-80

Property Details

APN / Parcel Number

Primary APN38B-2-80
Alternative APN
  • 038B 2-80

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,988 sqft Finished Area
Basement Area1,988 sqft
Unfinished Basement1,605 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area7,250 sqft (0.166 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2012 CAPTAIN DR
CityFREDERICKSBURG
StateVA
Zip22408-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU
Legal DescriptionNEW POST LOT 80 PHASE 1 SEC 1
Legal SubdivisionNEW POST
Legal Phase1
Legal Lot Number80
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionLEE HILL
Census Block Group3
Census Block3022
Census Tract20201

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2012 CAPTAIN DR, FREDERICKSBURG, VA 22408-9613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 21, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMEAMERICAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2023 · Amount on Record
Deed SaleMar 14, 2023 · Amount on Record
Prior SaleMay 21, 2021 · Amount on Record
Deed Document Number20233198
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateMar 14, 2023
Property Address2012 CAPTAIN DR, FREDERICKSBURG, VA 22408-9613
Document Number0230003198
Instrument DateMar 13, 2023
Instrument230003198
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanyRL TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 CAPTAIN DR, FREDERICKSBURG, VA 22408-9613

Mortgage

Document Number0230003199
DateMar 14, 2023
Instrument230003199
Lender
NameCARDINAL FINANCIAL COMPANY LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateMay 21, 2021
Property Address2012 CAPTAIN DR, FREDERICKSBURG, VA 22408-9613
Document Number0210015601
Instrument DateMay 5, 2021
Instrument210015601
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 CAPTAIN DR, FREDERICKSBURG, VA 22408-9613

Mortgage

Document Number0210015602
DateMay 21, 2021
Instrument210015602
Lender
NameHOMEAMERICAN MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,164.00 (+27.5%)$564,800 (+33.43%) Land $185,000 Building $379,800
2025$564,800 (+33.43%) Land $185,000 Building $379,800
2023$3,266.00$423,300 Land $96,000 Building $327,300$423,300 Land $96,000 Building $327,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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