2012 Bangor Rd, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 2012 Bangor Rd, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,594 sqft · built 1978
Lot Size0.277 acres (12,106 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Nov 2025)
Tax Bill$2,309 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jun 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN167-154-06

Property Details

APN / Parcel Number

Primary APN167-154-06

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,594 sqft Heated Area
1st Floor Area1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,106 sqft (0.277 acres)
Pool Area392 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2012 BANGOR RD
CityCHARLOTTE
StateNC
Zip28217-7903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL6 BN M17-275
Legal SubdivisionYORKWOOD SEC 02 MAP 04
Legal BlockN
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract3809

Owner

Source: Mecklenburg County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2012 BANGOR RD, CHARLOTTE, NC 28217-7903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
Jun 15, 2023Commissioner's Deed, Foreclosure · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleJun 15, 2023 · Amount on Record
Deed Document Number2025118646
Deed Book / Page40012 / 666
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 18, 2025
Property Address2012 BANGOR RD, CHARLOTTE, NC 28217-7903
Document Number0000118646
Book / Page40012 / 666
Map ReferenceMB 17 PG 275
Instrument DateNov 17, 2025
Instrument2025118646
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address647 HOSKINS RIDGE LN, CHARLOTTE, NC 28216-3803

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 BANGOR RD, CHARLOTTE, NC 28217-7903

Mortgage

Document Number0000118647
DateNov 18, 2025
Instrument2025118647
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

June 2023: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionMECKLENBURG NC
Recording DateJun 15, 2023
Property Address2012 BANGOR RD, CHARLOTTE, NC 28217-7903
Document Number0000056657
Book / Page38191 / 175
Map ReferenceMB 17 PG 275
Instrument DateJun 14, 2023
Instrument2023056657
Transaction TypeForeclosure
Record UpdatedAug 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 HOSKINS RIDGE LN, CHARLOTTE, NC 28216-3803

Mortgage

Document Number0000056658
DateJun 15, 2023
Instrument2023056658
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$305,000 (-) Land $70,000 Building $235,000
2024$2,309.00 (-21.54%)
2023$2,943.00$305,000 Land $70,000 Building $235,000$305,000 Land $70,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims8 (2011–2021)
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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