2012 45th St, North Bergen, NJ 07047 Property Records

Hudson County and North Bergen Township property record for 2012 45th St, North Bergen, NJ 07047

Property Summary

Property Type	Single Family Home
Details	1,978 sqft · built 1916
Lot Size	0.074 acres (3,202 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Apr 2021)
Tax Bill	$10,769 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00100-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`08-00100-0000-00014`
Alternative APNs	`080010000014` `00201100`

Interior

Stories	2 Stories
Building Area	1,978 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	3,202 sqft (0.074 acres)
Lot Dimensions	128 ft deep x 25 ft wide

Location & Zoning

Account Number	00201100
Street Address	2012 45TH ST
City	NORTH BERGEN
State	NJ
Zip	07047-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Block	100
Legal Lot Number	14
Jurisdiction	HUDSON NJ
Township / Civil Division	NORTH BERGEN
Census Block Group	2
Census Block	2034
Census Tract	14600

Owner

2012 45th St is owned and occupied by an individual who bought it in April 2021.

Source: Hudson County and North Bergen Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2012 45TH ST, NORTH BERGEN, NJ 07047-2631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	Oct 15, 2002 · Amount on File
Deed Document Number	202110026100
Deed Book / Page	9547 / 771
Prior Transfer Date	Apr 2, 2007
Prior Transfer Doc	0000007266
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Apr 8, 2021
Property Address	2012 45TH ST, NORTH BERGEN, NJ 07047-2631
Document Number	20210408010026100
Book / Page	9547 / 771
Instrument Date	Mar 4, 2021
Instrument	20210408010026100
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 MORNINGSIDE DR, 37, MOUNT BETHEL, PA 18343-5348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 45TH ST, NORTH BERGEN, NJ 07047-2631

Mortgage

Document Number	0019860792
Date	Apr 8, 2021
Instrument	19860/792

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2012 45th St was $10,769, up 4.6% from the year before.

Source: Hudson County and North Bergen Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
County Subdivision	North Bergen Township
Unified School District	North Bergen Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,100 (-) Land $265,800 Building $323,300	$589,100 (-) Land $265,800 Building $323,300
2025	$10,769.00 (+4.63%)	$589,100 Land $265,800 Building $323,300	$589,100 Land $265,800 Building $323,300
2024	$10,292.00
2023		$589,100 Land $265,800 Building $323,300	$589,100 Land $265,800 Building $323,300
2022	$9,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2012 45th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	3 (2011–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2012 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on 45th St

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