2012 3rd St, Bay City, MI 48708 Property Records

Bay County property record for 2012 3rd St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1921
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Sep 2024)
Tax Bill	$1,883 (2026)
Deeds & Mortgages	Nov 2021 Transfer Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160-022-334-019-00`

Property Details

APN / Parcel Number

Primary APN	`160-022-334-019-00`
Alternative APN	`0913002233401900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Ranch
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	145 ft deep x 33 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2012 3RD ST
City	BAY CITY
State	MI
Zip	48708-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	E 33 FT OF LOT 3 BLK 1 H J H SCHUTJES SUB NEW DESC FOR 90 SPLIT FR 003
Legal Subdivision	SCHUTJES SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	4
Census Block	4008
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2012 3RD ST, BAY CITY, MI 48708-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Prior Sale	Jan 28, 2000 · Amount on Record
Deed Document Number	202411160
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	0000019483
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Nov 18, 2021
Property Address	2012 3RD ST, BAY CITY, MI 48708-6217
Document Number	0000019483
Map Reference	LB 1 PG 54
Instrument Date	Nov 16, 2021
Instrument	202119483
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 3RD ST, 2012, BAY CITY, MI 48708-6217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	431 ORCHARD ST, YPSILANTI, MI 48197-5251

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2012 3RD ST, BAY CITY, MI 48708-6217
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032540163
Date	Dec 14, 2017
Book Page	3254/163
Instrument	3254-163

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,883.00 (+90.01%) Homeowner's exemption	$43,300 (+51.4%)	$86,600 (+51.4%)
2023		$28,600	$57,200
2022	$991.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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