Onslow County property record for 2012 2nd St, Surf City, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,432 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $811,000 (May 2023) |
| Tax Bill | $5,690 (2026) |
| Deeds & Mortgages | May 2023 Sale Jun 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 801-138 |
| Primary APN | 801-138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 494547000 |
|---|---|
| Street Address | 2012 2ND ST |
| City | SURF CITY |
| State | NC |
| Zip | 28445-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHS |
| Legal Description | L13 S3 B35 OLD SETTLERS BEACH |
| Legal Subdivision | OLD SETTLERS BEACH SEC 3 |
| Legal Block | 35 |
| Legal Lot Number | 13 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 403 |
2012 2nd St is owned and occupied by two individuals who bought it in May 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2012 2ND ST, SURF CITY, NC 28445-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer |
| Jun 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on File |
| Deed Sale | May 23, 2023 · Amount on File |
| Prior Sale | Mar 6, 2018 · Amount on File |
| Deed Book / Page | 5969 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 23, 2023 |
| Property Address | 2012 2ND ST, SURF CITY, NC 28445-8624 |
| Document Number | 0059690001 |
| Book / Page | 5969 / 1 |
| Map Reference | MB 11 PG 31 |
| Instrument Date | May 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,622.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MAPLE DR, CONSHOHOCKEN, PA 19428-2206 |
| Name | Verified Name |
|---|---|
| Address | 2012 2ND ST, SURF CITY, NC 28445-8624 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 28, 2018 |
| Property Address | 2012 2ND ST, SURF CITY, NC 28445-8624 |
| Document Number | 0048030088 |
| Book / Page | 004803 / 000088 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $935.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 188 CALYPSO NC 283250188, CALYPSO, NC 28325-0188 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 6, 2018 |
| Property Address | 2012 2ND ST, SURF CITY, NC 28445-8624 |
| Document Number | 0047460636 |
| Book / Page | 004746 / 000636 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $930.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2012 2ND ST SURF CITY NC 28445, SURF CITY, NC 28445 |
The 2026 property tax bill for 2012 2nd St was $5,690.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Surf City Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,690.00 | $1,278,729 Land $275,000 Building $1,003,729 | $1,278,729 Land $275,000 Building $1,003,729 |
| 2023 | $5,690.00 | $868,707 Land $185,000 Building $683,707 | $868,707 Land $185,000 Building $683,707 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2012 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,239 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,682 units insured incl. 443 condo units |
| Nearby Flood Claims | 2,537 (1983–2025) |
| Claims Outside the SFHA | 21 of 2,537 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2012 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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