2012 101st Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2012 101st Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1947
Lot Size	0.544 acres (23,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Apr 2006)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-500-015-00`

Property Details

APN / Parcel Number

Primary APN	`17-500-015-00`
Alternative APN	`03-17-500-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	23,697 sqft (0.544 acres)
Lot Dimensions	165 ft deep x 143 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2012 101ST AVE
City	OTSEGO
State	MI
Zip	49078-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 ROBERT'S PLAT SEC 32 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	32
Legal Subdivision	ROBERTS
Legal Lot Number	9
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3030
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2012 101ST AVE, OTSEGO, MI 49078-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2006 · Amount on Record
Deed Sale	Apr 17, 2006 · Amount on Record
Deed Book / Page	2974 / 122
Last Transfer Date	Aug 11, 2017
Transfer Doc	4168/082
Record Updated	Oct 29, 2026

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 17, 2017
Property Address	2012 101ST AVE, OTSEGO, MI 49078-9645
Document Number	4168/082
Book / Page	4168 / 082
Map Reference	LB6 PG25
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2012 101ST AVE, OTSEGO, MI 49078-9645

Mortgage

Document Number	4168084
Date	Aug 17, 2017
Instrument	4168/084

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (-0.96%) Land $4,800 Building $78,000	$165,600 (-0.96%) Land $9,600 Building $156,000
2025	$1,657.00 (+2.54%) Homeowner's exemption	$83,600 (+34.19%) Land $4,800 Building $78,800	$167,200 (+34.19%) Land $9,600 Building $157,600
2024	$1,616.00 (+18.22%)
2023		$62,300 Land $4,700 Building $57,600	$124,600 Land $9,400 Building $115,200
2022	$1,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: 123.NET.

Cell Coverage

5G and 4G LTE (outdoors only)

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