20119 Camp Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 20119 Camp Rd, Culpeper, VA 22701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,148 sqft · built 2001
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Mar 2012)
Tax Bill$1,272 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-27-C1

Property Details

APN / Parcel Number

Primary APN48-27-C1
Alternative APN
  • 19661

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchPorch
Porch Area92 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number19661
Street Address20119 CAMP RD
CityCULPEPER
StateVA
Zip22701-7410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionPLAT INST #01-224
JurisdictionCULPEPER VA
Township / Civil DivisionCEDAR MOUNTAIN
Census Block Group3
Census Block3009
Census Tract930501

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20119 CAMP RD, CULPEPER, VA 22701-7410
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FEDERAL CREDIT UNION
Apr 18, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2012 · Amount on Record
Deed SaleMar 2, 2012 · Amount on Record
Prior SaleMay 23, 2005 · Amount on Record
Deed Book / Page1200 / 1171
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address20119 CAMP RD, CULPEPER, VA 22701-7410
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySSPS DOC MANAGEMENT DEPT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200000868
DateFeb 10, 2020
Instrument200000868
Lender
NameTOWER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 25, 2050
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address20119 CAMP RD, CULPEPER, VA 22701-7410
Document Number180002485
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedJun 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180002485
DateMay 9, 2018
Instrument2485
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,272.00$295,900 (+10.95%) Land $95,000 Building $200,900$295,900 (+10.95%) Land $95,000 Building $200,900
2024$1,272.00 (+3.75%)
2023$1,226.00$266,700 Land $70,000 Building $196,700$266,700 Land $70,000 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Camp Rd

Nearby Streets

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