20117 State 226, Park Rapids, MN 56470 Property Records

Hubbard County property record for 20117 State 226, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,744 sqft · built 1973
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2021)
Tax Bill	$1,974 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2021 Refinance + 3 more
APN	`13.10.00100`

Property Details

APN / Parcel Number

Primary APN	`13.10.00100`
Alternative APN	`55205`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,744 sqft Living Area
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	230,868 sqft (5.3 acres)
Garage Area	848 sqft
Driveway	Concrete Driveway
Driveway Area	16 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	1,120 sqft
Pole Barn	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	55205
Street Address	20117 STATE 226
City	PARK RAPIDS
State	MN
Zip	56470-5296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-140 RANGE-034 5.30 AC P/O E1/2 OF E1/2 OF SE1/4 FR SE COR OF SE1/4 NE637.78 PB NE459.22 NW483.83 SW460 SE521 .60
Legal Range	34
Legal Township	140
Legal Section	10
Jurisdiction	HUBBARD MN
Township / Civil Division	HENRIETTA
Census Block Group	2
Census Block	2040
Census Tract	70500

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS BANK OF MN
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS BANK OF MN
Jun 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC
Oct 26, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWOODS BANK OF MN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	2021417681
Prior Transfer Date	Mar 29, 2016
Prior Transfer Doc	0000383779
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000426630
Date	Oct 4, 2022
Instrument	A000426630

Lender

Name	MR COOPER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000417465
Date	Jun 18, 2021
Instrument	A000417465

Lender

Name	NORTHWOODS BANK OF MN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000416416
Date	Apr 29, 2021
Instrument	A000416416

Lender

Name	NORTHWOODS BANK OF MN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jun 29, 2021
Property Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296
Document Number	A000417681
Instrument Date	Jun 28, 2021
Instrument	A000417681
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296

Mortgage

Document Number	A000417682
Date	Jun 29, 2021
Instrument	A000417682

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Oct 26, 2020
Property Address	20117 STATE 226, PARK RAPIDS, MN 56470-5296
Document Number	A000412473
Instrument Date	Oct 16, 2020
Instrument	A000412473
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20267 STATE 226, PARK RAPIDS, MN 56470-5026
Investor	Possibly a Property Investor

Mortgage

Document Number	A000412474
Date	Oct 26, 2020
Instrument	A000412474

Lender

Name	NORTHWOODS BANK OF MN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Henrietta Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,974.00
2025	$1,974.00	$280,300 Land $54,200 Building $226,100	$280,300 Land $54,200 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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