20116 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20116 Napa Loop, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4.5 Baths
Year Built	Built 2022
Square Footage	3,537 sqft Living Area
Lot Size	9,330 sqft (0.214 acres)
Occupancy	Owner Occupied
Last Sale	$799,000 (2022)
Tax Bill	$11,246.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-46-27-L2-0300B.4360`
Alternative APNs	`273046L20300B4360` `10604239`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,537 sqft Living Area
Gross Area	4,326 sqft Gross Area
1st Floor	1,605 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial Style
Exterior Material	Concrete Block Exterior
Roof Material	Concrete Roof
Lot Area	9,330 sqft (0.214 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	697 sqft Garage

Exterior Amenities

Pool Type	1 Pool Type
Pool Area	1 sqft Pool
Patio Area	1,383 sqft Patio
View	Lake View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	10604239
Street Address	20116 NAPA LOOP
City	ESTERO
State	FL
Zip	33928-9666
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERDANA VILLAGE PHASE 1B BLOCK B LOT 436 A REPLAT OF TRACT F-1 AS DESC IN INST 2021000198492
Legal Range	27E
Legal Township	46S
Legal Section	30
Legal Subdivision	VERDANA VILLAGE
Legal Phase	1
Legal Tract	F-1
Legal Block	B
Legal Lot Number	436
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records · APN 30-46-27-L2-0300B.4360

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20116 NAPA LOOP, ESTERO, FL 33928-9666
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Deed Doc Number	2022300115
Record Refreshed	Jun 08, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 22, 2022
Property Address	20116 NAPA LOOP, ESTERO, FL 33928-9666
Document Number	0000300115
Map Reference	DOC 2021000198492
Instrument Date	Sep 13, 2022
Instrument	2022000300115
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20116 NAPA LOOP, ESTERO, FL 33928-9666

Mortgage

Document Number	0000300116
Date	Sep 22, 2022
Instrument	2022000300116

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,246.00 (+19.19%) Homeowner's exemption	$717,880 (+23.29%)	$774,401 (+33%) Land $105,524 Building $668,877
2023	$9,435.00 (+182.4%) Homeowner's exemption	$582,262 (+605.13%) Land $102,603 Building $479,659	$582,262 (+605.13%) Land $102,603 Building $479,659
2022	$3,341.00	$82,575 Land $82,575	$82,575 Land $82,575

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	About 1 in 117 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.