Harris County property record for 20115 Three Chutes Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,763 sqft · built 2015 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,500 (Oct 2019) |
| Tax Bill | $11,844 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-234-002-0023 |
| Primary APN | 136-234-002-0023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,763 sqft Living Area |
| 1st Floor Area | 2,763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1362340020023 |
|---|---|
| Street Address | 20115 THREE CHUTES LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 BLK 2 FALLS AT DRY CREEK SEC 1 |
| Legal Subdivision | FALLS AT DRY CREEK SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 555701 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20115 THREE CHUTES LN, CYPRESS, TX 77433-5148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Oct 1, 2019 | Warranty Deed, Transfer NBKC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on Record |
| Deed Sale | Oct 1, 2019 · Amount on Record |
| Deed Document Number | 2019436103 |
| Prior Transfer Date | Sep 30, 2019 |
| Prior Transfer Doc | 0000436103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20115 THREE CHUTES LN, CYPRESS, TX 77433-5148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021401423 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-401423 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 1, 2019 |
| Property Address | 20115 THREE CHUTES LN, CYPRESS, TX 77433-5148 |
| Document Number | 0000436103 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 436103 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2139 SILENT FOX SAN ANTONIO TX 782604416, SAN ANTONIO, TX 78260-4416 |
| Document Number | 436104 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 436104 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $479,533 (-6.37%) Land $98,405 Building $381,128 | $479,533 (-6.37%) Land $98,405 Building $381,128 | |
| 2025 | $11,844.00 (+215.84%) Homeowner's exemption | $512,174 (+2.46%) Land $98,405 Building $413,769 | $512,174 (+2.46%) Land $98,405 Building $413,769 |
| 2024 | $3,750.00 (+18.67%) | ||
| 2023 | $499,865 Land $98,405 Building $401,460 | $499,865 Land $98,405 Building $401,460 | |
| 2022 | $3,160.00 (+19.34%) | ||
| 2020 | $2,648.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 531 serves 2,421 people · EPA ID TX1013531 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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