20114 Earl St, Hilmar, CA 95324 Property Records

Merced County property record for 20114 Earl St, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,095 sqft · built 1989
Lot Size	0.294 acres (12,797 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2021)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-123-015-000`

Property Details

APN / Parcel Number

Primary APN	`015-123-015-000`
Alternative APN	`015-123-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,095 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Tile
Lot Area	12,797 sqft (0.294 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	173 sqft
Patio Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-123-015
Street Address	20114 EARL ST
City	HILMAR
State	CA
Zip	95324-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WATERSON EST #5 LOT 61
Legal Subdivision	WATERSON ESTATE
Legal Lot Number	61
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2029
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20114 EARL ST, HILMAR, CA 95324-9382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 27, 2019	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	202156461
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0000004854
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 21, 2021
Property Address	20114 EARL ST, HILMAR, CA 95324-9382
Document Number	0000056461
Map Reference	VOL 26 PG 49-52
Instrument Date	Nov 18, 2021
Instrument	2021056461
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20114 EARL ST, HILMAR, CA 95324-9382

Mortgage

Document Number	0000056462
Date	Dec 21, 2021
Instrument	2021056462

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 27, 2019
Property Address	20114 EARL ST, HILMAR, CA 95324-9382
Document Number	0000019093
Map Reference	VOL 26 PG 49-52
Instrument Date	Mar 20, 2019
Instrument	2019019093
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20114 EARL ST, HILMAR, CA 95324-9382

Mortgage

Document Number	0000019094
Date	Jun 27, 2019
Instrument	2019019094

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,856 (+2%) Land $92,006 Building $378,850
2025	$5,031.00 (+4.55%)	$461,624 (+4.04%) Land $90,202 Building $371,422
2023	$4,812.00 (+1.35%)	$443,700 Land $86,700 Building $357,000
2022	$4,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Xfinity.

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