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  5. E Gilbert Rd

20111 E Gilbert Rd, Otis Orchards, WA 99027 Property Records

Spokane County property record for 20111 E Gilbert Rd, Otis Orchards, WA 99027

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,782 sqft · built 1999
Lot Size0.277 acres (12,075 sqft)
Owner2 Individual Names on File
Last Sale$324,800 (Jan 2022)
Tax Bill$3,670 (2026)
Deeds & MortgagesOct 2017 Reverse Mortgage
Jan 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN56324.0108

Property Details

APN / Parcel Number

Primary APN56324.0108

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area2,444 sqft
1st Floor Area1,782 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Exterior MaterialWood Frame
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,075 sqft (0.277 acres)
Lot Dimensions115 ft deep x 105 ft wide
Garage TypeAttached
Garage Area662 sqft
Parking Spaces2 Parking Spaces
Patio Area250 sqft
Canopy250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20111 E GILBERT RD
CityOTIS ORCHARDS
StateWA
Zip99027-8613
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeUR
Legal DescriptionKARI PARK L8 B1
Legal Range45E
Legal Township26N
Legal Section32
Legal SubdivisionKARI PARK
Legal Block1
Legal Lot Number8
JurisdictionSPOKANE WA
Township / Civil DivisionLIBERTY LAKE
Census Block Group1
Census Block1001
Census Tract13201

Owner

20111 E Gilbert Rd, a mobile home, is owned and occupied by two individuals who bought it in January 2022.

Source: Spokane County records, as of October 14, 2026

Owner of Record2 Individual Names on File
Mailing Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2017Deed of Trust, Mortgage · Reverse Mortgage
LIVE WELL FINANCIAL INC
Jan 14, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Nov 12, 2021Warranty Deed, Transfer · Construction Mortgage
LENDINGHOME FUNDING CORP
Jan 10, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 13, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2022 · Amount on File
Deed SaleJan 14, 2022 · Amount on File
Prior SaleNov 12, 2021 · Amount on File
Deed Document Number20227171912
Prior Transfer DateMar 18, 2011
Prior Transfer Doc0005988610
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006650674
DateOct 20, 2017
Instrument6650674
Lender
NameLIVE WELL FINANCIAL INC
TypeMortgage Company
AddressRICHMOND, VA 23225
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term915 Months
DueJan 10, 2094
Interest
Rate TypeAdjustable Rate
Rate4.43%
Type Change DateNov 1, 2018
Change FrequencyAnnually
Index1-Year LIBOR

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 14, 2022
Property Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613
Document Number0007171912
Map ReferenceVOL 16 PG 2
Instrument DateJan 12, 2022
Instrument7171912
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,201.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613

Mortgage

Document Number0007171913
DateJan 14, 2022
Instrument7171913
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 12, 2021
Property Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613
Document Number0007149325
Map ReferenceVOL 16 PG 2
Instrument DateNov 10, 2021
Instrument7149325
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyVISTA TITLE & ESCROW LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 N IDAHO ST STE A, A, POST FALLS, ID 83854-8689

Mortgage

Document Number0007149326
DateNov 12, 2021
Instrument7149326
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeConstruction Mortgage
AmountAmount on Record

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 10, 2019
Property Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613
Document Number0006774627
Instrument DateDec 28, 2018
Instrument6774627
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$3,493.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20111 E GILBERT RD OTIS ORCHARDS WA 990278613, OTIS ORCHARDS, WA 99027-8613

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address20111 E GILBERT RD, OTIS ORCHARDS, WA 99027-8613
Document Number0006650675
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address20111 E GILBERT RD OTIS ORCHARDS WA 990278613, OTIS ORCHARDS, WA 99027-8613

Mortgage

Document Number0006650675
DateOct 20, 2017
Instrument6650675
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term924 Months
DueOct 19, 2094
Interest
Rate TypeAdjustable Rate
Rate4.43%

Tax Assessment & Valuation

The 2026 property tax bill for 20111 E Gilbert Rd was $3,670, up 6.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictEast Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,670.00 (+6.5%)$348,350 (+12.15%) Land $80,750 Building $267,600$348,350 (+12.15%) Land $80,750 Building $267,600
2025$3,446.00 (+13.02%)$310,600 (-) Land $47,500 Building $263,100$310,600 (-) Land $47,500 Building $263,100
2024$3,049.00 (-1.01%)$310,600 (+48.9%) Land $47,500 Building $263,100$310,600 (+48.9%) Land $47,500 Building $263,100
2023$3,080.00 (+21.79%)$208,600 Land $36,100 Building $172,500$208,600 Land $36,100 Building $172,500
2022$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20111 E Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20111 E Gilbert Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED IRRIG DIST 19 SYSTEM 2
serves 21,220 people · EPA ID WA5310221
Water SourceGroundwater
Last State InspectionJun 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Wired or Wireless
Fixed Wireless		200 / 40
CenturyLink
DSL		140 / 20
Wind Wireless
Fixed Wireless		100 / 20

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