2011 Whisper Wind Ct, Elverta, CA 95626 Property Records

Sacramento County property record for 2011 Whisper Wind Ct, Elverta, CA 95626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,861 sqft · built 1986
Lot Size0.955 acres (41,613 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Oct 2015)
Tax Bill$5,431 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN203-0630-008-0000

Property Details

APN / Parcel Number

Primary APN203-0630-008-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,861 sqft Living Area
Gross Area2,318 sqft
1st Floor Area1,861 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area41,613 sqft (0.955 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2011 WHISPER WIND CT
CityELVERTA
StateCA
Zip95626-9668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal DescriptionRIVERGREEN RANCH, LOT 53
Legal SubdivisionRIVERGREEN RANCH
Legal Lot Number53
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2009
Census Tract7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2011 WHISPER WIND CT, ELVERTA, CA 95626-9668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2015 · Amount on Record
Deed SaleOct 1, 2015 · Amount on Record
Prior SaleMar 16, 1999 · Amount on Record
Deed Book / Page20151001 / 901
Prior Transfer DateJun 25, 2012
Prior Transfer Doc0000000109
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2011 WHISPER WIND CT, ELVERTA, CA 95626-9668
Document Number2012141999
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2011 WHISPER WIND CT ELVERTA CA 956269668, ELVERTA, CA 95626-9668

Mortgage

Document Number2012141999
DateDec 14, 2020
Instrument2012141999
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictCenter Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$495,057 (+2%) Land $120,744 Building $374,313
2025$5,431.00 (-2.25%)$485,351 (+4.04%) Land $118,377 Building $366,974
2024$5,556.00 (+2.21%)
2023$5,436.00 (+0.83%)$466,506 Land $113,781 Building $352,725
2022$5,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (1995–2016)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM - ANTELOPE
private · serves 35,617 people · EPA ID CA3410031
Water SourcePurchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: unWired Broadband.

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