2011 Trout Valley Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2011 Trout Valley Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.339 acres (14,768 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Sep 2021)
Tax Bill	$8,350 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-20-21-178-008`

Property Details

APN / Parcel Number

Primary APN	`03-20-21-178-008`

Exterior

Lot Area	14,768 sqft (0.339 acres)

Location & Zoning

Street Address	2011 TROUT VALLEY DR
City	CHAMPAIGN
State	IL
Zip	61822-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 LINCOLNSHIRE FIELDS NORTH
Legal Range	08E
Legal Township	19N
Legal Section	21
Legal Subdivision	LINCOLNSHIRE FIELDS NORTH
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1016
Census Tract	1206

Owner

2011 Trout Valley Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2011 TROUT VALLEY DR, CHAMPAIGN, IL 61822-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Nov 6, 2019	Loan Modification, Mortgage · Conventional Mortgage DERMEL PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Feb 24, 2020 · Amount on File
Deed Document Number	202122870
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 23, 2021
Property Address	2011 TROUT VALLEY DR, CHAMPAIGN, IL 61822-9775
Document Number	0000022870
Map Reference	MB Y PG 271
Instrument Date	Sep 23, 2021
Instrument	2021R22870
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2011 TROUT VALLEY DR, CHAMPAIGN, IL 61822-9775

Mortgage

Document Number	0000022871
Date	Sep 23, 2021
Instrument	2021R22871

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	2011 TROUT VALLEY DR, CHAMPAIGN, IL 61822-9775
Document Number	0000019421
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2011 TROUT VALLEY DR CHAMPAIGN IL 618229775, CHAMPAIGN, IL 61822-9775

Mortgage

Document Number	0000019421
Date	Nov 18, 2019
Instrument	19421

Lender

Name	DERMEL PROPERTIES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 17, 2024

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,330 Land $53,900 Building $91,430	$435,990 Land $161,700 Building $274,290
2024	$8,350.00
2022	$7,569.00 Homeowner's exemption Senior Citizen's exemption	$111,170 Land $41,230 Building $69,940	$333,510 Land $123,690 Building $209,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2011 Trout Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 Trout Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Mediacom Xtream, T-Mobile.

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