Cortland County and Cortlandville Town property record for 2011 Tower Rd, Cortland, NY 13045
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,748 sqft · built 1991 |
| Lot Size | 50.3 acres (2,191,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,500 (Jan 2026) |
| Tax Bill | $3,629 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 107.00-01-21.100 |
| Primary APN | 112289 107.00-01-21.100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 2,191,068 sqft (50.3 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 1,020 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2011 TOWER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 1 |
| Legal Lot Number | 21.100 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2011 TOWER RD, CORTLAND, NY 13045-9793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Deed Document Number | 2026229 |
| Prior Transfer Date | Apr 14, 2009 |
| Prior Transfer Doc | 0020091881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jan 16, 2026 |
| Property Address | 2011 TOWER RD, CORTLAND, NY 13045-9793 |
| Document Number | 0000000229 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026-00229 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 TOWER RD, CORTLAND, NY 13045-9793 |
| Document Number | 0000000230 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-00230 |
| Name | EVERETT FINANCIAL INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,629.00 | $165,300 (-) Land $57,200 Building $108,100 | $262,381 (+3.17%) Land $90,794 Building $171,587 |
| 2024 | $3,629.00 (+1.97%) | $165,300 (-) Land $57,200 Building $108,100 | $254,308 (+7.69%) Land $88,000 Building $166,308 |
| 2023 | $3,559.00 | $165,300 Land $57,200 Building $108,100 | $236,143 Land $81,714 Building $154,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2020) |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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