2011 Saye Brook Dr, Monroe, NC 28112 Property Records

Union County property record for 2011 Saye Brook Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,138 sqft · built 2006
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$531,500 (Apr 2025)
Tax Bill$2,214 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
May 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN09-384-068

Property Details

APN / Parcel Number

Primary APN09-384-068

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,138 sqft Living Area
1st Floor Area1,709 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeHip
Lot Area44,431 sqft (1.02 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area100 sqft
Deck Area154 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2011 SAYE BROOK DR
CityMONROE
StateNC
Zip28112-7622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description#16 SAYE BROOK OPCJ085
Legal SubdivisionSAYE BROOK
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1018
Census Tract21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2011 SAYE BROOK DR, MONROE, NC 28112-7622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
May 19, 2023Trustee's Deed, Foreclosure · Construction Mortgage
KIAVI FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2025 · Amount on Record
Deed SaleApr 9, 2025 · Amount on Record
Prior SaleOct 20, 2023 · Amount on Record
Deed Document Number20258531
Deed Book / Page9096 / 85
Prior Transfer DateApr 18, 2023
Prior Transfer Doc0008711493
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateOct 20, 2023
Property Address2011 SAYE BROOK DR, MONROE, NC 28112-7622
Document Number0000880018
Book / Page8800 / 18
Map ReferenceCAB J FILE 85&86
Instrument DateOct 17, 2023
Instrument25549
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 SAYE BROOK DR, MONROE, NC 28112-7622

Mortgage

Document Number0000025550
DateOct 20, 2023
Instrument25550
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

May 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionUNION NC
Recording DateMay 19, 2023
Property Address2011 SAYE BROOK DR, MONROE, NC 28112-7622
Document Number0008711493
Book / Page8711 / 493
Map ReferenceCAB J FILE 85&86
Instrument DateApr 18, 2023
Instrument11873
Transaction TypeForeclosure
Record UpdatedJun 6, 2023

Transaction

AmountAmount Recorded
Tax$662.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642
InvestorPossibly a Property Investor

Mortgage

Document Number0000011874
DateMay 19, 2023
Instrument11874
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459,800 (-) Land $94,000 Building $365,800$459,800 (-) Land $94,000 Building $365,800
2025$2,214.00 (+2.22%)$459,800 (+34.64%) Land $94,000 Building $365,800$459,800 (+34.64%) Land $94,000 Building $365,800
2023$2,166.00$341,500 Land $55,100 Building $286,400$341,500 Land $55,100 Building $286,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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