2011 Oswego Dr, Holiday, FL 34691 Property Records

Pasco County property record for 2011 Oswego Dr, Holiday, FL 34691

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,202 sqft · built 2004
Lot Size	0.172 acres (7,504 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2019)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-26-15-0070-00000-6770`

Property Details

APN / Parcel Number

Primary APN	`26-26-15-0070-00000-6770`
Alternative APN	`2245406`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	2,202 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,504 sqft (0.172 acres)
Garage Area	609 sqft
Driveway	Driveway
Driveway Area	760 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2245406
Street Address	2011 OSWEGO DR
City	HOLIDAY
State	FL
Zip	34691-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	KEY VISTA PARCEL 18 PB 47 PG 025 LOT 677
Legal Range	15E
Legal Township	26S
Legal Section	26
Legal Subdivision	KEY VISTA
Legal Tract	70
Legal Lot Number	677
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2011
Census Tract	30404

Owner

2011 Oswego Dr is owned and occupied by an individual who bought it in August 2019.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2011 OSWEGO DR, HOLIDAY, FL 34691-7861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Document Number	2019132173
Deed Book / Page	9951 / 1221
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 6, 2019
Property Address	2011 OSWEGO DR, HOLIDAY, FL 34691-7861
Document Number	0099511221
Book / Page	9951 / 1221
Map Reference	MB 47 PG 25-36
Instrument Date	Jul 31, 2019
Instrument	2019132173
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	AFFINITY TTL SVCS OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	258 AUDLEY ST, 258, SOUTH ORANGE, NJ 07079-1477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 OSWEGO DR, HOLIDAY, FL 34691-7861

Mortgage

Document Number	0099511223
Date	Aug 6, 2019
Instrument	9951/1223

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2011 Oswego Dr was $4,134 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 Homeowner's exemption	$266,250 Land $69,433 Building $196,817	$409,401 Land $69,433 Building $339,968
2023	$3,891.00 (+10.92%) Additional exemption filed	$251,220 (+3%) Land $44,188 Building $207,032	$394,188 (+16.96%) Land $44,188 Building $350,000
2022	$3,508.00 Homeowner's exemption	$243,910 Land $44,188 Building $199,722	$337,026 Land $44,188 Building $292,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2011 Oswego Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	90 (1978–2024)
Claims Outside the SFHA	3 of 90
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 27 claims Hurricane Idalia, Aug 2023 · 5 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 Oswego Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20