2011 Oak St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2011 Oak St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,668 sqft · built 1920
Lot Size	0.154 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2021)
Tax Bill	$559 (2025)
Deeds & Mortgages	Jun 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146K C 020`

Property Details

APN / Parcel Number

Primary APN	`146K C 020`
Alternative APN	`0000075422`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000075422
Street Address	2011 OAK ST
City	CHATTANOOGA
State	TN
Zip	37404-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 BLK 42 ORCHARD KNOB PB1 PG41
Legal Subdivision	ORCHARD KNOB
Legal Block	42
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1035
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2011 Oak St is owned by an individual who bought it in June 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1016 DOUGLAS AVE, NASHVILLE, TN 37206-3337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Oct 2, 1997 · Amount on File
Deed Document Number	2021060100228
Deed Book / Page	12506 / 496
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 1, 2021
Property Address	2011 OAK ST, CHATTANOOGA, TN 37404-2635
Document Number	0000000228
Book / Page	12506 / 496
Map Reference	MB 1 PG 41
Instrument Date	May 28, 2021
Instrument	2021060100228
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 DOUGLAS AVE, NASHVILLE, TN 37206-3337

Mortgage

Document Number	0012506499
Date	Jun 1, 2021
Instrument	12506/499

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	May 27, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2011 Oak St was $559, down 33.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$559.00 (-33.21%)	$36,925 (-1.4%)	$147,700 (-1.4%) Land $40,000 Building $107,700
2024	$837.00	$37,450 (-)	$149,800 (-) Land $30,000 Building $119,800
2023	$837.00	$37,450 (-)	$149,800 (-) Land $30,000 Building $119,800
2022	$837.00	$37,450	$149,800 Land $30,000 Building $119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2011 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2011 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20