2011 NW 86th Ter, Gainesville, FL 32606 Property Records

Alachua County property record for 2011 NW 86th Ter, Gainesville, FL 32606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$352,500 (Jul 2025)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06320-010-038`

Property Details

APN / Parcel Number

Primary APN	`06320-010-038`
Alternative APNs	`00584230000` `1043382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,778 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	212 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2011 NW 86TH TER
City	GAINESVILLE
State	FL
Zip	32606-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VILLAGE OF WEATHERLY S/D PB 24 PG 34 LOT 38 OR 5222/0793
Legal Range	19E
Legal Township	09S
Legal Section	32
Legal Subdivision	VILLAGE OF WEATHERLY S/D
Legal Lot Number	38
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4001
Census Tract	2204

Owner

Source: Alachua County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2011 NW 86TH TER, GAINESVILLE, FL 32606-9220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	20253633834
Deed Book / Page	5222 / 793
Prior Transfer Date	Nov 8, 2010
Prior Transfer Doc	0039952153
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	May 14, 2018
Property Address	2011 NW 86TH TER, GAINESVILLE, FL 32606-9220
Document Number	0045972490
Book / Page	4597 / 2490
Map Reference	MB24 PG34-36
Instrument Date	May 11, 2018
Instrument	3123365
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 HEDGEROW LN, 514, ORELAND, PA 19075-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2011 NW 86TH TER, GAINESVILLE, FL 32606-9220

Mortgage

Document Number	0003123366
Date	May 14, 2018
Instrument	3123366

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,374.00 (+1.98%)	$231,677 (+5.82%)	$305,617 (+10.77%) Land $108,000 Building $413,617
2024	$4,289.00 (+2.14%)
2023	$4,199.00 (+3.55%) Homeowner's exemption Senior Citizen's exemption	$218,938 (+3%)	$275,911 (+9.09%) Land $72,500 Building $203,411
2022	$4,055.00 Homeowner's exemption	$212,561	$252,919 Land $72,500 Building $180,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber, Pavlov Media.

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