2011 McCloud River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 2011 McCloud River Rd, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,254 sqft · built 2001
Lot Size0.127 acres (5,537 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (May 2019)
Tax Bill$7,747 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN643-262-05-00

Property Details

APN / Parcel Number

Primary APN643-262-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,254 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area5,537 sqft (0.127 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2011 MCCLOUD RIVER RD
CityCHULA VISTA
StateCA
Zip91913-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF3
Legal DescriptionLOT 5 TR 013926
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013926
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13323

Owner

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Feb 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 20, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 17, 2019Grant Deed, Transfer · VA Mortgage
ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleMar 7, 2011 · Amount on Record
Deed Document Number2019188412
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateAug 18, 2026
Property Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611
Document Number0000241272
Instrument DateAug 10, 2026
Instrument2026241272
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611

Mortgage

Document Number0000241272,
DateAug 18, 2026
Instrument2026241272
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611

Mortgage

Document Number0000037313
DateFeb 1, 2019
Instrument2019-0037313
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611

Mortgage

Document Number0000739226
DateNov 20, 2020
Instrument2020-0739226
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 17, 2019
Property Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611
Document Number0000188412
Instrument DateApr 29, 2019
Instrument2019-0188412
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TTL CO OFF CA SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2011 MCCLOUD RIVER RD, CHULA VISTA, CA 91913-1611

Mortgage

Document Number0000188413
DateMay 17, 2019
Instrument2019-0188413
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$711,137 (+2%) Land $328,216 Building $382,921
2025$7,747.00 (-21.38%)$697,194 (+4.04%) Land $321,781 Building $375,413
2023$9,854.00 (+2.34%)$670,123 Land $309,287 Building $360,836
2022$9,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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