2011 Mackey Key Dr, Pensacola, FL 32514 Property Records

Escambia County property record for 2011 Mackey Key Dr, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,927 sqft · built 2022
Lot Size	0.882 acres (38,398 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,260 (2024)
Deeds & Mortgages	Aug 2021 Construction Loan Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-1S-29-1100-027-002`

Property Details

APN / Parcel Number

Primary APN	`01-1S-29-1100-027-002`
Alternative APNs	`010004578` `10004578`

Interior

Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,927 sqft Living Area
Gross Area	6,989 sqft
1st Floor Area	3,062 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	38,398 sqft (0.882 acres)
Garage Type	Attached
Garage Area	3,062 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10004578
Street Address	2011 MACKEY KEY DR
City	PENSACOLA
State	FL
Zip	32514-8190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 27 BLK B MACKEY KEY PB 16 P 33 OR 8376 P 1428
Legal Range	29W
Legal Township	01S
Legal Section	01
Legal Subdivision	MACKEY KEY
Legal Block	B
Legal Lot Number	27
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2004
Census Tract	3511

Owner

2011 Mackey Key Dr is owned and occupied by two individuals who acquired it in September 2022.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2011 MACKEY KEY DR, PENSACOLA, FL 32514-8190
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Sep 8, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHITNEY BANK
Oct 2, 2020	Warranty Deed, Transfer CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022
Deed Sale	Sep 8, 2022
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	202291085
Deed Book / Page	8855 / 375
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	2011 MACKEY KEY DR, PENSACOLA, FL 32514-8190
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SHILOH DR, PENSACOLA, FL 32503-7715
Investor	Possibly a Property Investor

Mortgage

Document Number	0086010789
Date	Aug 20, 2021
Book Page	8601/789
Instrument	2021092655

Lender

Name	WHITNEY BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 8, 2022
Property Address	2011 MACKEY KEY DR, PENSACOLA, FL 32514-8190
Document Number	0088550375
Book / Page	8855 / 375
Map Reference	MB 16 PG 33&33A
Instrument Date	Sep 7, 2022
Instrument	2022091085
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10047 NORIEGA DR, PENSACOLA, FL 32514-8179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 MACKEY KEY DR, PENSACOLA, FL 32514-8190

Mortgage

Document Number	0008855377
Date	Sep 8, 2022
Instrument	8855/377

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 2, 2020
Property Address	2011 MACKEY KEY DR, PENSACOLA, FL 32514-8190
Document Number	0083761428
Book / Page	008376 / 001428
Instrument Date	Oct 1, 2020
Instrument	81119
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Tax	$371.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	523 SHILOH DR PENSACOLA FL 325037715, PENSACOLA, FL 32503-7715

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,086,839	$1,166,393 Land $40,000 Building $1,126,393
2024	$13,260.00 (-10.81%)
2023	$14,867.00 (+2,737.21%)	$1,111,412 (+2,824.77%)	$1,111,412 (+2,824.77%) Land $40,000 Building $1,071,412
2022	$524.00	$38,000	$38,000 Land $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2011 Mackey Key Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	19 (2004–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 Mackey Key Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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