2011 Lakefront Dr, Harker Heights, TX 76548 Property Records

Bell County property record for 2011 Lakefront Dr, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details3,372 sqft · built 2005
Lot Size0.577 acres (25,134 sqft)
Owner2 Individual Names on File
Tax Bill$9,676 (2025)
Deeds & MortgagesJun 2024 Mortgage
Oct 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN0922950111

Property Details

APN / Parcel Number

Primary APN0922950111
Alternative APNs
  • 352099
  • 873345

Interior

Stories2 Stories
Building Area3,372 sqft Living Area
1st Floor Area1,696 sqft
2nd Floor Area1,676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area25,134 sqft (0.577 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area1 sqft
PorchOpen Porch
Porch Area192 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Street Address2011 LAKEFRONT DR
CityHARKER HEIGHTS
StateTX
Zip76548-8653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RIDGE PHASE ONE, BLOCK 003, LOT 0003, ACRES .577
Legal SubdivisionTHE RIDGE PHASE ONE
Legal Block3
Legal Lot Number3
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group3
Census Block3032
Census Tract21802

Owner

2011 Lakefront Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Bell County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 9, 2025Warranty Deed, Transfer
UNKNOWN, VERDE TITLE
Oct 3, 2024Warranty Deed, Transfer
INDEPENDENCE TITLE
Oct 4, 2024Special Warranty Deed, Transfer
SPARTAN TITLE, SPARTAN TITLE LLC
Mar 24, 2020Vendor's Lien, Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025
Deed SaleOct 9, 2025
Prior SaleOct 4, 2024
Deed Document Number202549981
Prior Transfer DateMar 23, 2020
Prior Transfer Doc0000014419
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
Transaction TypeMortgage
Record UpdatedOct 27, 2025
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
InvestorPossibly a Property Investor

Mortgage

Document Number0000023301
DateJun 3, 2024
Instrument2024023301
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term310 Months
DueApr 1, 2050

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateOct 9, 2025
Property Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
Document Number0000049981
Map ReferenceCAB D SL 10D 11A&11
Instrument DateOct 6, 2025
Instrument2025049981
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyUNKNOWN, VERDE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateOct 3, 2024
Property Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
Document Number0000043417
Map ReferenceCAB D SL 10D,11A&11B
Instrument DateOct 1, 2024
Instrument2024043417
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address335 AVALANCHE AVE, GEORGETOWN, TX 78626-8160

Transferred To (Grantee/Buyer)

NameVerified Name
Address3307 NORTHLAND DR STE 170, 170, AUSTIN, TX 78731-4966
InvestorPossibly a Property Investor

October 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBELL TX
Recording DateOct 4, 2024
Property Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
Document Number0000043685
Map ReferenceCAB D SL 10D 11A&11B
Instrument DateOct 1, 2024
Instrument2024043685
Transaction TypeTransfer
Record UpdatedOct 27, 2025
Title CompanySPARTAN TITLE, SPARTAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3307 NORTHLAND DR STE 170, 170, AUSTIN, TX 78731-4966

Transferred To (Grantee/Buyer)

NameVerified Name
Address5457 BECKFORD AVE, TARZANA, CA 91356-3112

March 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMar 24, 2020
Property Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653
Document Number0000014419
Map ReferenceCAB D SL 10D,11A&11B
Instrument DateMar 23, 2020
Instrument2020-00014419
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyNETCO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6358 FRANKLIN VIEW DR, 6358, EL PASO, TX 79912-8147

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 LAKEFRONT DR, HARKER HEIGHTS, TX 76548-8653

Mortgage

Document Number0000014420
DateMar 24, 2020
Instrument2020-00014420
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2011 Lakefront Dr was $9,676, down 2.8% from the year before.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,676.00 (-2.75%)$543,514 Land $57,808 Building $485,706$543,514 Land $57,808 Building $485,706
2024$9,950.00 (-1.53%)
2023$10,105.00 (+4.94%)$570,152 Land $67,862 Building $502,290$570,152 Land $67,862 Building $502,290
2022$9,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2011 Lakefront Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2011 Lakefront Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 46% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Brightspeed
DSL
140 / 20

May also be available: Nextlink, SOS Communications, Verizon, Western Broadband.

Nearby Properties on Lakefront Dr

Nearby Streets

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