Whatcom County property record for 2011 Edwards St, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,080 sqft · built 2003 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Dec 2016) |
| Tax Bill | $7,583 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 380332-420390-0000 |
| Primary APN | 380332-420390-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 4,786 sqft |
| 1st Floor Area | 2,134 sqft |
| Basement Area | 2,102 sqft |
| Finished Basement | 946 sqft |
| Unfinished Basement | 1,156 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 49 sqft |
| Deck Area | 840 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80103 |
|---|---|
| Street Address | 2011 EDWARDS ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-5307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS10.0 |
| Legal Description | LOT 1 JANA 511 SHORT PLAT AS REC AF 2020601287 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 32 |
| Legal Subdivision | JANA 511 SHORT PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 904 |
2011 Edwards St is owned and occupied by two individuals who bought it in December 2016.
Source: Whatcom County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK |
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jan 25, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on File |
| Deed Sale | Dec 28, 2016 · Amount on File |
| Prior Sale | Sep 9, 2005 · Amount on File |
| Deed Document Number | 20161203469 |
| Prior Transfer Date | Jun 25, 2002 |
| Prior Transfer Doc | 0000603790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|---|
| Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Document Number | 0001101460 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-1101460 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Document Number | 0000100363 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 2023-0100363 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Document Number | 2201001007 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2011 EDWARDS ST BELLINGHAM WA 982295307, BELLINGHAM, WA 98229-5307 |
| Document Number | 2201001007 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 1001007 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Document Number | 2200103503 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2011 EDWARDS ST BELLINGHAM WA 982295307, BELLINGHAM, WA 98229-5307 |
| Document Number | 2200103503 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 103503 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 29, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2011 EDWARDS ST, BELLINGHAM, WA 98229-5307 |
| Document Number | 2180702613 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2011 EDWARDS ST BELLINGHAM WA 982295307, BELLINGHAM, WA 98229-5307 |
| Document Number | 2180702613 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 702613 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
The 2025 property tax bill for 2011 Edwards St was $7,583.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,583.00 | $1,033,096 Land $275,000 Building $758,096 | $1,033,096 Land $275,000 Building $758,096 |
| 2022 | $816,872 Land $282,948 Building $533,924 | $816,872 Land $282,948 Building $533,924 | |
| 2021 | $5,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2011 Edwards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2011 Edwards St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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