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2011 E Providence Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2011 E Providence Dr, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,146 sqft · built 2017
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$39,000 (May 2008)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN231-062-08

Property Details

APN / Parcel Number

Primary APN231-062-08

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,146 sqft Living Area
Gross Area3,760 sqft
1st Floor Area1,363 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area44,867 sqft (1.03 acres)
Garage TypeAttached
Garage Area614 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2011 E PROVIDENCE DR
CityCHARLOTTE
StateNC
Zip28270-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL8 B1 M9-357
Legal SubdivisionEAST PROVIDENCE ESTATES
Legal Block1
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2009
Census Tract5851

Owner

Source: Mecklenburg County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2011 E PROVIDENCE DR, CHARLOTTE, NC 28270-1221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
AURORA FINANCIAL LLC
Jun 7, 2017Trustee's Deed, Construction Loan · Construction Mortgage
REGIONS MTG
Feb 27, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2008 · Amount on Record
Deed SaleMay 6, 2008 · Amount on Record
Prior SaleOct 19, 2001 · Amount on Record
Deed Document Number200880314
Deed Book / Page23721 / 987
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2011 E PROVIDENCE DR, CHARLOTTE, NC 28270-1221
Transaction TypeMortgage
Record UpdatedFeb 26, 2026
Title CompanyTITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 E PROVIDENCE DR, CHARLOTTE, NC 28270-1221

Mortgage

Document Number0000015019
DateFeb 17, 2026
Book Page40201/422
Instrument2026015019
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2056

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2011 E PROVIDENCE DR, CHARLOTTE, NC 28270-1221
Transaction TypeMortgage
Record UpdatedJun 15, 2021
Title CompanyGLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000198078
DateNov 23, 2020
Book Page35350/588
Instrument2020198078
Lender
NameAURORA FINANCIAL LLC
TypeFunding / Finance Company
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateJun 7, 2017
Property Address2011 E PROVIDENCE DR, CHARLOTTE, NC 28270-1221
Book / Page031863 / 000736
Instrument DateJun 6, 2017
Instrument75569
Transaction TypeConstruction Loan
Record UpdatedJul 14, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2011 E PROVIDENCE DR CHARLOTTE NC 28270, CHARLOTTE, NC 28270

Mortgage

Document Number0000075569
DateJun 7, 2017
Book Page031863/000736
Instrument75569
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJun 6, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 27, 2017
Property Address2011 E PROVIDENCE DR, CHARLOTTE, NC 28270-1221
Document Number0000024566
Book / Page031592 / 000917
Instrument DateFeb 24, 2017
Instrument24566
Transaction TypeTransfer
Record UpdatedMar 2, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2011 E PROVIDENCE DR CHARLOTTE NC 28270, CHARLOTTE, NC 28270

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$534,800 Land $120,000 Building $414,800$534,800 Land $120,000 Building $414,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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