2011 Cypress Ln, Reading, PA 19610 Property Records

Berks County property record for 2011 Cypress Ln, Reading, PA 19610

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,076 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$337,000 (Apr 2021)
Tax Bill$2,461 (2026)
Deeds & MortgagesJun 2023 Second Mortgage
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4387-20-91-5487

Property Details

APN / Parcel Number

Primary APN4387-20-91-5487
Alternative APNs
  • 80-4387-20-91-5487
  • 80197013
  • 197013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,076 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80197013
Street Address2011 CYPRESS LN
CityREADING
StatePA
Zip19610-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSPRING
Legal Block91
Legal Lot Number7
JurisdictionBERKS PA
Township / Civil DivisionSPRING
Census Block Group1
Census Block1027
Census Tract10904

Owner

2011 Cypress Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2011 CYPRESS LN, READING, PA 19610-1411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MEMBERS 1ST FCU
Apr 14, 2021Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Jun 27, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Dec 8, 2016Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2021 · Amount on File
Deed SaleApr 14, 2021 · Amount on File
Prior SaleJun 27, 2019 · Amount on File
Deed Document Number202118600
Prior Transfer DateJan 6, 2016
Prior Transfer Doc0000000573
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2011 CYPRESS LN, READING, PA 19610-1411
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017590
DateJun 19, 2023
Instrument2023017590
Lender
NameMEMBERS 1ST FCU
TypeCredit Union
AddressENOLA, PA 17025
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJun 7, 2033

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateApr 14, 2021
Property Address2011 CYPRESS LN, READING, PA 19610-1411
Document Number0000018600
Instrument DateMar 31, 2021
Instrument2021018600
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,370.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 CYPRESS LN, READING, PA 19610-1411

Mortgage

Document Number0000018601
DateApr 14, 2021
Instrument2021018601
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBERKS PA
Recording DateJun 27, 2019
Property Address2011 CYPRESS LN, READING, PA 19610-1411
Document Number0000020670
Instrument DateJun 27, 2019
Instrument20670
Transaction TypeForeclosure
Record UpdatedJul 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,830.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address682 FURNACE RD WERNERSVILLE PA 195659400, WERNERSVILLE, PA 19565-9400

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKS PA
Property Address2011 CYPRESS LN, READING, PA 19610-1411
Document Number0000004264
Instrument DateDec 8, 2016
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 CYPRESS LN WYOMISSING PA 196101411, WYOMISSING, PA 19610-1411

Mortgage

Document Number0000004264
DateFeb 1, 2017
Instrument4264
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2011 Cypress Ln was $2,461 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionSpring Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,461.00 Homeowner's exemption$134,900 Land $26,400 Building $108,500$26,400 Land $26,400
2024$2,193.00$134,900 Land $26,400 Building $108,500
1994$134,900 Land $26,400 Building $108,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2011 Cypress Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies18 units insured
incl. 16 condo units
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2011 Cypress Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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