2011 Commonwealth Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2011 Commonwealth Rd, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1954
Lot Size0.247 acres (10,759 sqft)
OwnerIndividual Name on Record
Last Sale$179,900 (Apr 2024)
Tax Bill$2,529 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-6950-0027-00-8

Property Details

APN / Parcel Number

Primary APN18-6950-0027-00-8
Alternative APN
  • 11-18-6950-0027-00-8

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area884 sqft Living Area
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRaised Ranch
Lot Area10,759 sqft (0.247 acres)
Lot Dimensions141 ft deep x 75.8 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2011 COMMONWEALTH RD
CityBENTON HARBOR
StateMI
Zip49022-7013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - SINGL
Legal DescriptionLOT 27 RUSSELL PARK
Legal SubdivisionRUSSELL PARK
Legal Lot Number27
Legal Unit27
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3033
Census Tract700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2011 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
HONOR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number2024403259
Deed Book / Page3423 / 4145
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 4, 2024
Property Address2011 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7013
Document Number03423/4145
Book / Page3423 / 4145
Map ReferenceLB 12 PG 51
Instrument DateMar 29, 2024
Instrument2024403259
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7013

Mortgage

Document Number2024403260
DateApr 4, 2024
Instrument2024403260
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2011 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7013
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03260/1364
DateDec 23, 2019
Book Page3260/1364
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 30, 2018
Property Address2011 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7013
Document Number03215/2588
Book / Page3215 / 2588
Map ReferenceLB127 PG51
Instrument DateAug 22, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,006.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 LAKESHORE DR APT 1, 1, SAINT JOSEPH, MI 49085-2499

Mortgage

Document Number0032152360
DateAug 30, 2018
Instrument3215/2360
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,000 (+51.57%)$184,000 (+51.57%)
2025$2,529.00 (+5%)
2023$60,700$121,400
2022$1,686.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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