Carteret County property record for 2011 Cambridge Downs Dr, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1997 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Sep 2026) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 6386.05.07.7929000 |
| Primary APN | 6386.05.07.7929000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 1,380 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,081 sqft (0.461 acres) |
| Lot Dimensions | 152 ft deep x 134 ft wide |
| Garage Area | 754 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 25788 |
|---|---|
| Street Address | 2011 CAMBRIDGE DOWNS DR |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-4743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L7 CAMBRIDGE DOWNS PH1 |
| Legal Subdivision | CAMBRIDGE DOWNS |
| Legal Phase | 1 |
| Legal Block | 07 |
| Legal Lot Number | 7 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970502 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2011 CAMBRIDGE DOWNS DR, MOREHEAD CITY, NC 28557-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Feb 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2020 · Amount on Record |
| Deed Document Number | 20261896309 |
| Deed Book / Page | 1896 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 11, 2026 |
| Property Address | 2011 CAMBRIDGE DOWNS DR, MOREHEAD CITY, NC 28557-4743 |
| Document Number | 0001896309 |
| Book / Page | 1896 / 309 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20261896309 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 CAMBRIDGE DOWNS DR, MOREHEAD CITY, NC 28557-4743 |
| Document Number | 0001896310, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 20261896310 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Feb 5, 2020 |
| Property Address | 2011 CAMBRIDGE DOWNS DR, MOREHEAD CITY, NC 28557-4743 |
| Document Number | 0016620174 |
| Book / Page | 001662 / 000174 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 PINTAIL LN HARKERS ISLAND NC 28531, HARKERS ISLAND, NC 28531 |
| Document Number | 16620175 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 001662/000175 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,275 (-) Land $82,172 Building $223,103 | $305,275 (-) Land $82,172 Building $223,103 | |
| 2025 | $1,013.00 (-0.1%) | $305,275 (+55.73%) Land $82,172 Building $223,103 | $305,275 (+55.73%) Land $82,172 Building $223,103 |
| 2023 | $196,033 Land $75,519 Building $120,514 | $196,033 Land $75,519 Building $120,514 | |
| 2022 | $1,014.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1983–2024) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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