Clay County property record for 2011 10th Ave E, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,493 sqft · built 1998 |
| Lot Size | 0.208 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Sep 2004) |
| Tax Bill | $4,230 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606478003 |
| Primary APN | 963606478003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Basement Area | 1,493 sqft |
| Finished Basement | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,100 sqft (0.208 acres) |
| Lot Dimensions | 100 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 64096360647800300 |
|---|---|
| Street Address | 2011 10TH AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPENCER RESID |
| Legal Description | 1 1 CEDAR HILL ADD |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | CEDAR HILL ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80200 |
Source: Clay County records · APN 963606478003
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2011 10TH AVE E, SPENCER, IA 51301-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2004 · Amount on Record |
| Deed Sale | Sep 01, 2004 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $316,070 (+9.7%) Land $32,030 Building $284,040 | $316,070 (+9.7%) Land $32,030 Building $284,040 | |
| 2024 | $4,230.00 (+1.83%) | ||
| 2023 | $288,120 (+17.74%) Land $22,420 Building $265,700 | $288,120 (+17.74%) Land $22,420 Building $265,700 | |
| 2022 | $4,154.00 Homeowner's exemption | $244,710 Land $22,420 Building $222,290 | |
| 2021 | $244,710 Land $22,420 Building $222,290 |
Source: FEMA National Flood Hazard Layer as of February 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Communications Utility Fiber | 1,000 / 1,000 |
| Mutual Telephone Company (IA) Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 16 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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