20109 Markward Xing, Estero, FL 33928 Property Records

Lee County property record for 20109 Markward Xing, Estero, FL 33928 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,499 sqft · built 2004
Lot Size	0.217 acres (9,457 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Mar 2024)
Tax Bill	$8,899 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2022 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-46-25-E2-23000.0580`

Property Details

APN / Parcel Number

Primary APN	`25-46-25-E2-23000.0580`
Alternative APNs	`252546E2230000580` `25462523000000580` `10468895`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,499 sqft Living Area
Gross Area	4,524 sqft
1st Floor Area	2,661 sqft
Flooring	Tile

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Material	Concrete
Lot Area	9,457 sqft (0.217 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	393 sqft
Patio Area	838 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10468895
Street Address	20109 MARKWARD XING
City	ESTERO
State	FL
Zip	33928-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA GRANDE PB 71 PGS 1-4 LOT 58
Legal Subdivision	VILLA GRANDE
Legal Tract	E2
Legal Block	2
Legal Lot Number	58
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2006
Census Tract	40118

Owner

Source: Lee County records · APN 25-46-25-E2-23000.0580

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20109 MARKWARD XING, ESTERO, FL 33928-7629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 07, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 16, 2017	Deed of Trust, Mortgage · Reverse Mortgage RESOLUTE BANK
Aug 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	202486592
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0000043149
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 28, 2024
Property Address	20109 MARKWARD XING, ESTERO, FL 33928-7629
Document Number	0000086592
Map Reference	MB 71 PG 1
Instrument Date	Mar 21, 2024
Instrument	2024000086592
Transaction Type	Transfer
Record Updated	Apr 09, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20101 SEAGROVE ST UNIT 706, 706, ESTERO, FL 33928-7716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20109 MARKWARD XING, ESTERO, FL 33928-7629

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Feb 07, 2022
Property Address	20109 MARKWARD XING, ESTERO, FL 33928-7629
Document Number	0000043149
Map Reference	MB 71 PG 1
Instrument Date	Jan 24, 2022
Instrument	2022000043149
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	TITLE GROUP OF FORT MYERS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20109 MARKWARD CROSSING #130 # 130, 130, SUGAR LAND, TX 77478

Mortgage

Document Number	0000043150
Date	Feb 07, 2022
Instrument	2022000043150

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	803 Months
Due	Jan 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.58%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20109 MARKWARD XING, ESTERO, FL 33928-7629
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177390
Date	Aug 16, 2017
Instrument	2017000177390

Lender

Name	RESOLUTE BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	857 Months
Due	Jan 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Sep 01, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20109 MARKWARD XING, ESTERO, FL 33928-7629
Document Number	0000177391
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20109 MARKWARD XING ESTERO FL 339287629, ESTERO, FL 33928-7629

Mortgage

Document Number	0000177391
Date	Aug 16, 2017
Instrument	177391

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Aug 15, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.59%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 21, 2017
Property Address	20109 MARKWARD XING, ESTERO, FL 33928-7629
Document Number	0000087006
Instrument Date	Apr 20, 2017
Instrument	87006
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20109 MARKWARD XING ESTERO FL 339287629, ESTERO, FL 33928-7629

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,274 (+2.7%)	$765,724 (+7.4%) Land $140,206 Building $625,518
2025	$8,899.00 (-9.54%) Homeowner's exemption	$695,496 (-4.5%)	$712,934 (-2.1%) Land $158,270 Building $554,664
2023	$9,838.00 (+155.33%)	$728,261 (+143.09%) Land $196,372 Building $531,889	$728,261 (+26.01%) Land $196,372 Building $531,889
2022	$3,853.00 Homeowner's exemption	$299,585	$577,934 Land $280,032 Building $297,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710401182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 108 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 685 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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