St. Tammany Parish property record for 20109 Hwy 40, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,512 sqft · built 1984 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $122,500 (Mar 2001) |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | Jan 2015 Mortgage |
| APN | 135-075-1197 |
| Primary APN | 135-075-1197 |
|---|---|
| Alternative APN |
|
| Building Area | 2,512 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Lot Area | 70,132 sqft (1.61 acres) |
| Old Parcel Number | 135-075-1197 |
|---|---|
| Street Address | 20109 HIGHWAY 40 |
| City | COVINGTON |
| State | LA |
| Zip | 70435-8303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.61 ACS SEC 26 5 11 CB 1087 519 INST NO 1217142 INST NO 1235478 |
| Legal Range | 11 |
| Legal Township | 05 |
| Legal Section | 26 |
| Legal Subdivision | HWY 40 T.D. 35 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 40103 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20109 HIGHWAY 40, COVINGTON, LA 70435-8303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2001 · Amount on Record |
| Deed Sale | Mar 12, 2001 · Amount on Record |
| Deed Document Number | 1235478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20109 HIGHWAY 40, COVINGTON, LA 70435-8303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001969767 |
|---|---|
| Date | Jan 30, 2015 |
| Instrument | 1969767 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 29, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,515.00 (-3.69%) Homeowner's exemption | $20,548 (-) Land $3,000 Building $17,548 | $205,480 (-) Land $30,000 Building $175,480 |
| 2024 | $1,573.00 (+24.84%) Homeowner's exemption | $20,548 (+19.83%) Land $3,000 Building $17,548 | $205,480 (+19.83%) Land $30,000 Building $175,480 |
| 2023 | $1,260.00 Homeowner's exemption | $17,148 (-) Land $3,000 Building $14,148 | $171,480 (-) Land $30,000 Building $141,480 |
| 2022 | $1,260.00 Homeowner's exemption | $17,148 Land $3,000 Building $14,148 | $171,480 Land $30,000 Building $141,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (1998–2005) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE ROAD WATER CORPORATION private · serves 7,665 people · EPA ID LA1103020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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