Stanly County property record for 20106 Silver Rd, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,169 sqft · built 1924 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 2023) |
| Tax Bill | $907 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 650301089699 |
| Primary APN | 650301089699 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,169 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 200 ft deep x 97 ft wide |
| Porch | Porch |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1548485 |
|---|---|
| Street Address | 20106 SILVER RD |
| City | OAKBORO |
| State | NC |
| Zip | 28129-8987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | HSE 20106 SILVER RD 650301241 |
| Legal Subdivision | PROPERTY OF OAKBORO COTTON MULLS |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 930901 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Intrafamily Transfer, Transfer |
| May 5, 2023 | Intrafamily Transfer, Transfer |
| Apr 18, 2023 | Warranty Deed, Transfer |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 2023457100 |
| Deed Book / Page | 1817 / 1474 |
| Last Transfer Date | Aug 22, 2024 |
| Transfer Doc | 0000470896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 11, 2023 |
| Property Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Number | 0000459597 |
| Book / Page | 1825 / 1438 |
| Map Reference | MB 5 PG 101 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 459597 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 5, 2023 |
| Property Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Number | 0000457714 |
| Book / Page | 1820 / 16 |
| Map Reference | MB 5 PG 101 |
| Instrument Date | May 2, 2023 |
| Instrument | 457714 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 18, 2023 |
| Property Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Number | 0000457100 |
| Book / Page | 1817 / 1474 |
| Map Reference | MB 5 PG 101 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 457100 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20106 SILVER RD, OAKBORO, NC 28129-8987 |
| Document Number | 0000435908 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 1751/594 |
| Instrument | 435908 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | 37021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Nov 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $907.00 | $151,306 (-) Land $24,225 Building $127,081 | $151,306 (-) Land $24,225 Building $127,081 |
| 2025 | $907.00 (+76.8%) | $151,306 (+103.17%) Land $24,225 Building $127,081 | $151,306 (+103.17%) Land $24,225 Building $127,081 |
| 2023 | $513.00 (+27.3%) | $74,472 (-) Land $13,889 Building $60,583 | $74,472 (-) Land $13,889 Building $60,583 |
| 2022 | $403.00 | $74,472 Land $13,889 Building $60,583 | $74,472 Land $13,889 Building $60,583 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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