20106 Dering Ct, Katy, TX 77450 Property Records

Harris County property record for 20106 Dering Ct, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,700 sqft · built 1973
Lot Size0.188 acres (8,195 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jun 2019)
Tax Bill$6,385 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN105-661-000-0049

Property Details

APN / Parcel Number

Primary APN105-661-000-0049

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2018
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,195 sqft (0.188 acres)
View / LotNeighborhood
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area36 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1056610000049
Street Address20106 DERING CT
CityKATY
StateTX
Zip77450-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 49 BLK 2 NOTTINGHAM COUNTRY SEC 1 R/P
Legal SubdivisionNOTTINGHAM COUNTRY SEC 1 R/P
Legal Block2
Legal Lot Number49
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2003
Census Tract454600

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20106 DERING CT, KATY, TX 77450-2208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 10, 2019Deed of Trust, Mortgage
QUICKEN LNS
Jun 10, 2019Warranty Deed, Transfer
EUSTIS MTG
Jun 20, 2018Warranty Deed, Construction Loan · Construction Mortgage
LIMA ONE CAP
Jun 19, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleJun 20, 2018 · Amount on Record
Deed Document Number2019242612
Prior Transfer DateAug 13, 2014
Prior Transfer Doc0000498952
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20106 DERING CT, KATY, TX 77450-2208
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021014219
DateJan 11, 2021
Instrument2021-014219
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueNov 1, 2040

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20106 DERING CT, KATY, TX 77450-2208
Document Number0000014219
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20106 DERING CT KATY TX 774502208, KATY, TX 77450-2208

Mortgage

Document Number0000014219
DateJan 11, 2021
Instrument14219
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term240 Months
DueJan 10, 2041

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 10, 2019
Property Address20106 DERING CT, KATY, TX 77450-2208
Document Number0000242612
Instrument DateJun 7, 2019
Instrument242612
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyMONARCH TITLE/TX

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20106 DERING CT KATY TX 774502208, KATY, TX 77450-2208

Mortgage

Document Number242613
DateJun 10, 2019
Instrument242613
Lender
NameEUSTIS MTG
TypeMortgage Company
AddressNEW ORLEANS, LA 70163
Agreement
AmountAmount Recorded
Term360 Months
DueJun 9, 2049

June 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 20, 2018
Property Address20106 DERING CT, KATY, TX 77450-2208
Document Number0000273205
Instrument DateJun 13, 2018
Instrument273205
Transaction TypeConstruction Loan
Record UpdatedJul 3, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 27740 LAS VEGAS NV 891267740, LAS VEGAS, NV 89126-7740

Mortgage

Document Number273206
DateJun 20, 2018
Instrument273206
Lender
NameLIMA ONE CAP
TypeFunding / Finance Company
AddressGREENVILLE, SC 29601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 19, 2019
Interest
Rate12%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 19, 2018
Property Address20106 DERING CT, KATY, TX 77450-2208
Document Number0000271306
Instrument DateJun 11, 2018
Instrument271306
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address20106 DERING CT KATY TX 774502208, KATY, TX 77450-2208

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,000 (-0.83%) Land $104,083 Building $289,917$394,000 (-0.83%) Land $104,083 Building $289,917
2025$6,385.00 (+16.2%) Homeowner's exemption$397,289 (-8.52%) Land $104,083 Building $293,206$397,289 (-8.52%) Land $104,083 Building $293,206
2024$5,495.00 (+17.09%)
2023$434,293 Land $104,083 Building $330,210$434,293 Land $104,083 Building $330,210
2022$4,693.00 (-23.67%)
2020$6,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims12 (2009–2021)
Claims Outside the SFHA12 of 12
Most Recent ClaimMay 2021 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people · EPA ID TX1010379
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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