20106 Crystal Mountain Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20106 Crystal Mountain Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Aug 2023)
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181217-CA-01200`

Property Details

APN / Parcel Number

Primary APN	`181217-CA-01200`
Alternative APNs	`R1001181217CA01200` `202845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,773 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,534 sqft (0.15 acres)
Garage Area	576 sqft
Deck Area	285 sqft

Location & Zoning

Account Number	202845
Street Address	20106 CRYSTAL MOUNTAIN LN
City	BEND
State	OR
Zip	97702-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN PINES PUD PHASE 1 LOT 95
Legal Range	12
Legal Township	18
Legal Section	17
Legal Subdivision	MOUNTAIN PINES PUD PHASE 1
Legal Lot Number	95
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2035
Census Tract	2002

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20106 CRYSTAL MOUNTAIN LN, BEND, OR 97702-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	202319458
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 8, 2023
Property Address	20106 CRYSTAL MOUNTAIN LN, BEND, OR 97702-2690
Document Number	0000019458
Map Reference	CAB E PG 626
Instrument Date	Aug 3, 2023
Instrument	2023-19458
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20106 CRYSTAL MOUNTAIN LN, BEND, OR 97702-2690

Mortgage

Document Number	0000019459
Date	Aug 8, 2023
Instrument	2023-19459

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20106 CRYSTAL MOUNTAIN LN, BEND, OR 97702-2690
Document Number	0000042112
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20106 CRYSTAL MOUNTAIN LN BEND OR 977022690, BEND, OR 97702-2690

Mortgage

Document Number	0000042112
Date	Oct 30, 2019
Instrument	42112

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,064.00 (+3.92%)	$358,950 (+3%)	$758,970 (-1.33%) Land $258,630 Building $500,340
2024	$5,835.00 (+7.88%)	$348,500 (+3%)	$769,180 (-) Land $258,630 Building $510,550
2023	$5,409.00 (+3.98%)	$338,350 (+6.09%)	$769,180 (+33.15%) Land $258,630 Building $510,550
2022	$5,202.00	$318,940	$577,700 Land $199,520 Building $378,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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