20105 Riverchase Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20105 Riverchase Dr, Cornelius, NC 28031 · Last verified July 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1986
Square Footage4,002 sqft Heated Area
Lot Size20,133 sqft (0.462 acres)
OccupancyOwner Occupied
Last Sale$2,430,000 (2023)
Tax Bill$17,007.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-441-65

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area4,002 sqft Heated Area
Gross Area5,048 sqft Gross Area
1st Floor1,908 sqft 1st Floor
Upper Floors1,982 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Foundation TypeRaised Foundation
Roof MaterialWood Roof
Lot Area20,133 sqft (0.462 acres)
Garage Area578 sqft Garage

Exterior Amenities

Pool Type1 Pool Type
Pool Area96 sqft Pool
Deck Area325 sqft Deck
Patio Area370 sqft Patio
Porch1 Porch
Porch Area580 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number001-441-65
Street Address20105 RIVERCHASE DR
CityCORNELIUS
StateNC
Zip28031-7175
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL16 &P15 M21-321
Legal SubdivisionRIVERCHASE
Legal Lot Number16
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup1
Census Block1010
Census Tract6217

Owner

Source: Mecklenburg County records · APN 001-441-65

Assessment roll updated January 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20105 RIVERCHASE DR, CORNELIUS, NC 28031-7175
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 03, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2023 · Amount on Record
Deed SaleJun 20, 2023 · Amount on Record
Prior SaleMay 24, 2005
Deed Doc Number2023058068
Deed Book / Page38199 / 205
Record RefreshedJun 07, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 20, 2023
Property Address20105 RIVERCHASE DR, CORNELIUS, NC 28031-7175
Document Number0000058068
Book / Page38199 / 205
Map ReferenceMB 21 PG 321
Instrument DateJun 13, 2023
Instrument2023058068
Transaction TypeTransfer
Record UpdatedJul 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,860.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address240 ISLE DR, ST PETE BEACH, FL 33706-2749

Transferred To (Grantee/Buyer)

NameVerified Name
Address20105 RIVERCHASE DR, CORNELIUS, NC 28031-7175

Mortgage

Document Number0000058069
DateJun 20, 2023
Instrument2023058069
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 01, 2030
Change Frequency6 Months
Min Rate At Change1%
Max Rate At Change10.2%
IndexOther
Max Rate10.2%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20105 RIVERCHASE DR, CORNELIUS, NC 28031-7175
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149310
DateSep 16, 2020
Book Page35058/266
Instrument2020149310
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20105 RIVERCHASE DR, CORNELIUS, NC 28031-7175
Document Number0000120598
Instrument DateSep 03, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20105 RIVERCHASE DR CORNELIUS NC 280317175, CORNELIUS, NC 28031-7175

Mortgage

Document Number0000120598
DateSep 12, 2019
Book Page033842/000572
Instrument120598
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified July 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$17,007.00$2,003,440 Land $1,210,000 Building $793,440$2,003,440 Land $1,210,000 Building $793,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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