20104 Scott, Chapel Hill, NC 27517 Property Records

Chatham County property record for 20104 Scott, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,916 sqft · built 1996
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Jan 2022)
Tax Bill	$8,015 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0065595`

Property Details

APN / Parcel Number

Primary APN	`0065595`
Alternative APNs	`1377631` `55381`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,916 sqft Living Area
Gross Area	4,045 sqft
1st Floor Area	2,544 sqft
Upper Floors Area	992 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Attached
Garage Area	624 sqft
Deck Area	60 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	20104 SCOTT
City	CHAPEL HILL
State	NC
Zip	27517-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N2-81-94 AC 1.63 BK 89 PG 56
Legal Subdivision	GOVERNORS CLUB
Legal Block	61
Legal Lot Number	94
Jurisdiction	CHATHAM NC
Township / Civil Division	WILLIAMS
Census Block Group	1
Census Block	1012
Census Tract	20103

Owner

Source: Chatham County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20104 SCOTT, CHAPEL HILL, NC 27517-8558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	0022781065
Deed Book / Page	2278 / 1065
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Jan 21, 2022
Property Address	20104 SCOTT, CHAPEL HILL, NC 27517-8558
Document Number	02278/1065
Book / Page	2278 / 1065
Map Reference	SL 89-56-89-61
Instrument Date	Jan 13, 2022
Instrument	869
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20104 SCOTT, 20104, CHAPEL HILL, NC 27517-8558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20104 SCOTT, CHAPEL HILL, NC 27517-8558

Mortgage

Document Number	0000000870
Date	Jan 21, 2022
Instrument	870

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.77%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,015.00 (+31.98%)	$1,119,505 (+60.87%) Land $292,932 Building $826,573	$1,119,505 (+60.87%) Land $292,932 Building $826,573
2024	$6,073.00 (+7.35%)	$695,926 (-) Land $178,220 Building $517,706	$695,926 (-) Land $178,220 Building $517,706
2023	$5,657.00	$695,926 Land $178,220 Building $517,706	$695,926 Land $178,220 Building $517,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2008–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM CO-NORTH serves 23,088 people · EPA ID NC0319126
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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