20104 A W Galloway Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20104 A W Galloway Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 1990
Lot Size	3.83 acres (167,270 sqft)
Owner	Individual Name on Record
Last Sale	$148,100 (Mar 2019)
Tax Bill	$750 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Sale & Mortgage
APN	`135-074-3801`

Property Details

APN / Parcel Number

Primary APN	`135-074-3801`
Alternative APN	`118394`

Interior

Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1990
Lot Area	167,270 sqft (3.83 acres)

Location & Zoning

Old Parcel Number	135-074-3801
Street Address	20104 A W GALLOWAY RD
City	COVINGTON
State	LA
Zip	70435-7537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.84 ACS BEING PARCEL 321.05 X 520 X 323 X 520 SEC 35 5 11 CB 816 716 CB 855 93 94 INST NO 2148387
Legal Range	11
Legal Township	05
Legal Section	35
Legal Subdivision	HWY 437 T.D. 35 (LEE RD)
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1019
Census Tract	40103

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20104 A W GALLOWAY RD, COVINGTON, LA 70435-7537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 1, 2019	Deed, Transfer · VA Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2148387
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20104 A W GALLOWAY RD, COVINGTON, LA 70435-7537
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002212766
Date	Jun 30, 2020
Instrument	2212766

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 1, 2019
Property Address	20104 A W GALLOWAY RD, COVINGTON, LA 70435-7537
Document Number	0002148387
Map Reference	CIN 378846
Instrument Date	Mar 1, 2019
Instrument	2148387
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20104 A W GALLOWAY RD, COVINGTON, LA 70435-7537

Mortgage

Document Number	0002148389
Date	Mar 1, 2019
Instrument	2148389

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$750.00 (-3.72%) Homeowner's exemption	$13,962 (-) Land $3,500 Building $10,462	$139,620 (-) Land $35,000 Building $104,620
2024	$779.00 (-7.7%) Homeowner's exemption	$13,962 (-) Land $3,500 Building $10,462	$139,620 (-) Land $35,000 Building $104,620
2023	$844.00 Homeowner's exemption	$13,962 (-) Land $3,500 Building $10,462	$139,620 (-) Land $35,000 Building $104,620
2022	$844.00 Homeowner's exemption	$13,962 Land $3,500 Building $10,462	$139,620 Land $35,000 Building $104,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	22 (1980–2022)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims Hurricane Katrina, Aug 2005 · 9 claims Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE ROAD WATER CORPORATION private · serves 7,665 people · EPA ID LA1103020
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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