20102 Saranac Ln, Bristol, VA 24202 Property Records

Washington County property record for 20102 Saranac Ln, Bristol, VA 24202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2025)
Tax Bill	$771 (2026)
Deeds & Mortgages	May 2023 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139 9 6A 035469`

Property Details

APN / Parcel Number

Primary APN	`139 9 6A 035469`
Alternative APNs	`139 9 6A` `39277`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Porch	Slab
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	20102 SARANAC LN
City	BRISTOL
State	VA
Zip	24202-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 AGRICUL
Legal Description	TRACT 6A DIVISION OF TRACT 6 PATRICIA TESTER ET AL PROP ACR 1
Legal Tract	6A
Jurisdiction	WASHINGTON VA
Township / Civil Division	TYLER
Census Block Group	4
Census Block	4014
Census Tract	10200

Owner

Source: Washington County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20102 SARANAC LN, BRISTOL, VA 24202-2842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK AND TRUST COMPANY
Sep 5, 2025	Bargain and Sale Deed, Transfer · Closed-End Mortgage THE BANK OF MARION
Feb 22, 2023	Warranty Deed, Transfer · Line of Credit THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	20253919
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON VA
Property Address	20102 SARANAC LN, BRISTOL, VA 24202-2842
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001627
Date	May 2, 2023
Instrument	230001627

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 26, 2028

Interest

Rate Type	Adjustable Rate

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHINGTON VA
Recording Date	Sep 5, 2025
Property Address	20102 SARANAC LN, BRISTOL, VA 24202-2842
Document Number	0250003919
Map Reference	MB 914 PG 65
Instrument Date	Sep 4, 2025
Instrument	250003919
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20102 SARANAC LN, BRISTOL, VA 24202-2842

Mortgage

Document Number	0250003920
Date	Sep 5, 2025
Instrument	250003920

Lender

Name	THE BANK OF MARION
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.69%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON VA
Recording Date	Feb 22, 2023
Property Address	20102 SARANAC LN, BRISTOL, VA 24202-2842
Document Number	0230000683
Instrument Date	Feb 21, 2023
Instrument	230000683
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9476 LOVE HOLLOW RD, BRISTOL, VA 24202-2923

Mortgage

Document Number	0230000673
Date	Feb 22, 2023
Instrument	230000673

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 4, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$771.00	$179,300 (-) Land $25,000 Building $154,300	$179,300 (-) Land $25,000 Building $154,300
2025	$771.00 (+34.09%)	$179,300 (+87.16%) Land $25,000 Building $154,300	$179,300 (+87.16%) Land $25,000 Building $154,300
2024	$575.00
2023		$95,800 Land $20,000 Building $75,800	$95,800 Land $20,000 Building $75,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY SERVICE AUTHORITY serves 47,574 people · EPA ID VA1191883
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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