20102 N Kamiakin Trail Ln, Colbert, WA 99005 Property Records

Spokane County property record for 20102 N Kamiakin Trail Ln, Colbert, WA 99005

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 3 ba · 5,430 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (May 2004)
Tax Bill	$8,492 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47181.9056`

Property Details

APN / Parcel Number

Primary APN	`47181.9056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,430 sqft Gross Area
1st Floor Area	2,271 sqft
Basement Area	2,271 sqft
Finished Basement	1,776 sqft
Unfinished Basement	495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	190 sqft
Patio Area	165 sqft
Shed	1 Shed
Shed Area	512 sqft
Canopy	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20102 N KAMIAKIN TRAIL LN
City	COLBERT
State	WA
Zip	99005-9808
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	RCV
Legal Description	18-27-44 NW1/4 OF SW1/4 OF NE1/4
Legal Range	44
Legal Township	27
Legal Section	18
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2007
Census Tract	10203

Owner

20102 N Kamiakin Trail Ln, timberland, forest, woodland vacant land, is owned by two individuals who bought it in May 2004.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20102 N KAMIAKIN TRAIL LN, COLBERT, WA 99005-9808
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2004 · Amount on File
Deed Sale	May 25, 2004 · Amount on File
Deed Document Number	20045075784
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 7, 2026
Property Address	20102 N KAMIAKIN TRAIL LN, COLBERT, WA 99005-9808
Document Number	0007507099
Instrument Date	Aug 3, 2026
Instrument	20267507099
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20102 N KAMIAKIN TRAIL LN, COLBERT, WA 99005-9808
Investor	Possibly a Property Investor

Mortgage

Document Number	0007507099,
Date	Aug 7, 2026
Instrument	20267507099

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20102 N KAMIAKIN TRAIL LN, COLBERT, WA 99005-9808
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007311753
Date	Oct 4, 2023
Instrument	7311753

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20102 N KAMIAKIN TRAIL LN, COLBERT, WA 99005-9808
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007139893
Date	Oct 20, 2021
Instrument	7139893

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	20102 N KAMIAKIN TRAIL LN, COLBERT, WA 99005-9808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006869396
Date	Dec 2, 2019
Instrument	6869396

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 20102 N Kamiakin Trail Ln was $8,492, up 1.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,492.00 (+1.91%)	$959,700 Land $210,000 Building $749,700	$959,700 Land $210,000 Building $749,700
2025	$8,333.00
2024		$916,000 (+35.26%) Land $214,000 Building $702,000	$916,000 (+35.26%) Land $214,000 Building $702,000
2023	$7,545.00 (+11.33%)	$677,200 Land $92,000 Building $585,200	$677,200 Land $92,000 Building $585,200
2022	$6,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20102 N Kamiakin Trail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20102 N Kamiakin Trail Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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