Washington County property record for 20102 Kellys Ln, Hagerstown, MD 21742
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 1,790 sqft · built 1993 |
| Lot Size | 0.043 acres (1,855 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (Aug 2018) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-032082 |
| Primary APN | 18-032082 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,790 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,855 sqft (0.043 acres) |
| Garage Type | Built-in |
| Garage Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 032082 |
|---|---|
| Street Address | 20102 KELLYS LN |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-8128 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RM |
| Legal Description | LT 139 SE B 0.042 AC 20102 KELLYS LN ROBINS GLENN |
| Legal Subdivision | ROBINS GLENN |
| Legal Block | 1 |
| Legal Lot Number | 139 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11203 |
Source: Washington County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LENDING |
| Jan 20, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Apr 25, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Aug 9, 2018 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2018 · Amount on Record |
| Deed Sale | Aug 9, 2018 · Amount on Record |
| Prior Sale | Nov 24, 1995 · Amount on Record |
| Deed Book / Page | 5809 / 324 |
| Prior Transfer Date | Oct 21, 2015 |
| Prior Transfer Doc | 0050920197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0078810375 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 7881/375 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0065500066 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 6550/66 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | ARDARA, PA 15615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0061780430 |
| Instrument Date | Jan 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20102 KELLYS LN HAGERSTOWN MD 217428128, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0061780430 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 006178/000430 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0059740315 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20102 KELLYS LN HAGERSTOWN MD 217428128, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0059740315 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 005974/000315 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 9, 2018 |
| Property Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0058090324 |
| Book / Page | 5809 / 0324 |
| Map Reference | PL2895 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $822.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20102 KELLYS LN, HAGERSTOWN, MD 21742-8128 |
| Document Number | 0005809330 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 5809/330 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,600 (+15.96%) | $233,900 (-) Land $25,000 Building $208,900 | |
| 2025 | $177,300 (+24.13%) | $233,900 (+56.98%) Land $25,000 Building $208,900 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,833 | $149,000 Land $25,000 Building $124,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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