St. Tammany Parish property record for 20102 Garland St, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,750 sqft · built 1998 |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Oct 2025) |
| Tax Bill | $1,481 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| APN | 138-080-4746 |
| Primary APN | 138-080-4746 |
|---|---|
| Alternative APN |
|
| Building Area | 1,750 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 138-080-4746 |
|---|---|
| Street Address | 20102 GARLAND ST |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOT 15 MEAS 100 FT ALONG S SIDE GARLAND ST CB 271 532 CB 185 299 CB 489 234 INST NO 957724 INST NO 1251883 INST NO 1821 |
| Legal Subdivision | GARLAND ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 40502 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 217 ELMWOOD ST, MANDEVILLE, LA 70448-6318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Cash Sale Deed, Transfer · FHA Mortgage POWERTPO |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Apr 6, 2022 | Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Apr 6, 2022 · Amount on Record |
| Deed Document Number | 2466544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 2, 2025 |
| Property Address | 20102 GARLAND ST, COVINGTON, LA 70435-0108 |
| Document Number | 0002466544 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2466544 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2405 BROWNSTONE DR, BURLESON, TX 76028-2063 |
| Name | Verified Name |
|---|---|
| Address | 217 ELMWOOD ST, MANDEVILLE, LA 70448-6318 |
| Document Number | 0002466546 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2466546 |
| Name | POWERTPO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20102 GARLAND ST, COVINGTON, LA 70435-0108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0002265779 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2265779 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 6, 2022 |
| Property Address | 20102 GARLAND ST, COVINGTON, LA 70435-0108 |
| Document Number | 0002322537 |
| Map Reference | DOC 1954223 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2322537 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 E CENTERTON BLVD, CENTERTON, AR 72719-9250 |
| Name | Verified Name |
|---|---|
| Address | 26077 WHIPPERWILL ST, BROOKSVILLE, FL 34601-4231 |
| Document Number | 0002322539 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2322539 |
| Name | SPROUT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2062 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,481.00 (-4.57%) Homeowner's exemption | $20,368 (-) Land $2,500 Building $17,868 | $203,682 (-) Land $25,000 Building $178,682 |
| 2024 | $1,552.00 (+23.86%) Homeowner's exemption | $20,368 (+18.21%) Land $2,500 Building $17,868 | $203,682 (+18.21%) Land $25,000 Building $178,682 |
| 2023 | $1,253.00 (-0.08%) Homeowner's exemption | $17,230 (-) Land $2,500 Building $14,730 | $172,300 (-) Land $25,000 Building $147,300 |
| 2022 | $1,254.00 Homeowner's exemption | $17,230 Land $2,500 Building $14,730 | $172,300 Land $25,000 Building $147,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 10 (1995–2009) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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