Washington County property record for 20102 Explorer Ave N, Forest Lake, MN 55025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,275 sqft · built 2004 |
| Lot Size | 0.771 acres (33,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,690 (May 2005) |
| Tax Bill | $4,850 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-032-21-43-0007 |
| Primary APN | 19-032-21-43-0007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Basement Area | 1,082 sqft |
| Finished Basement | 19 sqft |
| Unfinished Basement | 1,063 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 33,593 sqft (0.771 acres) |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 217 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 20102 EXPLORER AVE N |
|---|---|
| City | FOREST LAKE |
| State | MN |
| Zip | 55025-8991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME TIMBER WOLF HOLLOW LOT 4 BLOCK 1 SUBDIVISIONCD 00827 |
| Legal Range | 21W |
| Legal Township | 32N |
| Legal Section | 19 |
| Legal Subdivision | TIMBER WOLF HOLLOW |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | FOREST LAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70107 |
20102 Explorer Ave N is owned and occupied by two individuals who bought it in May 2005.
Source: Washington County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20102 EXPLORER AVE N, FOREST LAKE, MN 55025-8991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2005 · Amount on File |
| Deed Sale | May 19, 2005 · Amount on File |
| Deed Document Number | 200590994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 20102 EXPLORER AVE N, FOREST LAKE, MN 55025-8991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004204047 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 4204047 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 20102 Explorer Ave N was $4,850 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Forest Lake City |
| Unified School District | Forest Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,850.00 Homeowner's exemption | ||
| 2025 | $450,300 (-0.22%) Land $102,500 Building $347,800 | $450,300 (-0.22%) Land $102,500 Building $347,800 | |
| 2024 | $451,300 Land $95,000 Building $356,300 | $451,300 Land $95,000 Building $356,300 | |
| 2023 | $4,148.00 | ||
| 2022 | $418,800 Land $77,100 Building $341,700 | $418,800 Land $77,100 Building $341,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20102 Explorer Ave N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20102 Explorer Ave N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Forest Lake serves 11,800 people · EPA ID MN1820005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
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