20102 Emery Spur Ln, Cypress, TX 77433 Property Records

Harris County property record for 20102 Emery Spur Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,239 sqft · built 2014
Lot Size	0.329 acres (14,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2017)
Tax Bill	$21,014 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133-548-001-0024`

Property Details

APN / Parcel Number

Primary APN	`133-548-001-0024`
Alternative APN	`0471640000001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,239 sqft Living Area
1st Floor Area	2,797 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	14,308 sqft (0.329 acres)
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	951 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1335480010024
Street Address	20102 EMERY SPUR LN
City	CYPRESS
State	TX
Zip	77433-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 BLK 1 CYPRESS CREEK LAKES SEC 11
Legal Subdivision	CYPRESS CREEK LAKES SEC 11
Legal Block	1
Legal Lot Number	24
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1005
Census Tract	543006

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20102 EMERY SPUR LN, CYPRESS, TX 77433-1472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 30, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2017293610
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20102 EMERY SPUR LN, CYPRESS, TX 77433-1472
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021210558
Date	Apr 20, 2021
Instrument	2021-210558

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 30, 2017
Property Address	20102 EMERY SPUR LN, CYPRESS, TX 77433-1472
Document Number	0000293610
Instrument Date	Jun 30, 2017
Instrument	293610
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	METROPOLITAN ESCROW AND TITLE LL, METROPOLITAN ESCROW & TITLE LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20102 EMERY SPUR LN CYPRESS TX 774331472, CYPRESS, TX 77433-1472

Mortgage

Document Number	293611
Date	Jun 30, 2017
Instrument	293611

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,187 (+7.22%) Land $124,649 Building $713,538	$838,187 (+7.22%) Land $124,649 Building $713,538
2025	$21,014.00 (+358.12%)	$781,760 (-13.14%) Land $114,576 Building $667,184	$781,760 (-13.14%) Land $114,576 Building $667,184
2024	$4,587.00 (+20.2%)
2023		$900,000 Land $114,576 Building $785,424	$900,000 Land $114,576 Building $785,424
2022	$3,816.00 (+14.42%)
2020	$3,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 451 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	451 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon.

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