20102 Chateau Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20102 Chateau Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,942 sqft · built 1955
Lot Size	0.4 acres (17,440 sqft)
Owner	2 Individual Names on File
Last Sale	$4,300,000 (Aug 2021)
Tax Bill	$53,834 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`393-11-042`

Property Details

APN / Parcel Number

Primary APN	`393-11-042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,942 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	2,070 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	17,440 sqft (0.4 acres)
Lot Dimensions	160 ft deep x 109 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	2,240 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20102 CHATEAU DR
City	SARATOGA
State	CA
Zip	95070-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA
Legal Description	TRACT 1271 ARGONAUT PLACE BOOK 48 PAGE 24 PAGE 25 LOT 90
Legal Subdivision	ARGONAUT PLACE
Legal Tract	1271
Legal Lot Number	90
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2000
Census Tract	507500

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4439 PIPER DR, SAN JOSE, CA 95129-3327
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 7, 2021	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 25, 2017	Grant Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	202125057073
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0024777999
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 6, 2021
Property Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314
Document Number	0025057073
Map Reference	MB 48 PG 24&25
Instrument Date	Jul 30, 2021
Instrument	25057073
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314
Investor	Possibly a Property Investor

Mortgage

Document Number	0025057074
Date	Aug 6, 2021
Instrument	25057074

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.62%
Index	Other
Max Rate	6.62%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 5, 2021
Property Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314
Document Number	0024774712
Map Reference	MB 48 PG 24&25
Instrument Date	Dec 30, 2020
Instrument	24774712
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314

Mortgage

Document Number	0024774713
Date	Jan 5, 2021
Instrument	24774713

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 7, 2021
Property Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314
Document Number	0024777999
Instrument Date	Dec 30, 2020
Instrument	24777999
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20102 CHATEAU DR SARATOGA CA 950704314, SARATOGA, CA 95070-4314

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 25, 2017
Property Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314
Document Number	0023738000
Map Reference	MAP48 PG24&25
Instrument Date	Aug 16, 2017
Instrument	23738000
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20102 CHATEAU DR, SARATOGA, CA 95070-4314

Mortgage

Document Number	0023738001
Date	Aug 25, 2017
Instrument	23738001

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,679,425 (+2%) Land $3,355,538 Building $1,323,887
2025	$53,834.00 (+11.25%)	$4,587,673 (+13.7%) Land $3,289,744 Building $1,297,929
2023	$48,392.00 (-5.84%)	$4,035,000 Land $2,908,900 Building $1,126,100
2022	$51,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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