20102 97th Ave Ct E, Graham, WA 98338 Property Records

Pierce County property record for 20102 97th Ave Ct E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,102 sqft · built 2008
Lot Size	0.133 acres (5,810 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Apr 2024)
Tax Bill	$6,313 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`602592-0-730`

Property Details

APN / Parcel Number

Primary APN	`602592-0-730`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,102 sqft Living Area
Gross Area	3,608 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,810 sqft (0.133 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20102 97TH AVENUE CT E
City	GRAHAM
State	WA
Zip	98338-8287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 42 PLAT ROSEWOOD HEIGHTS LOT 73 TOG/W UND INT IN TRS A, B, C, D & F EASE OF RECORD OUT OF 04-18-04-1-007, 1-042, 5-061 THRU 5-064 & 4-011 SEG 2008-0692 JU 3/4/08MC
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	ROSEWOOD HEIGHTS
Legal Tract	A
Legal Lot Number	73
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73124

Owner

20102 97th Ave Ct E is owned and occupied by an individual who bought it in April 2024.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage JOSIAH D WHALEN ETAL
Jun 23, 2021	Warranty Deed, Transfer CW TITLE
Dec 9, 2020	Loan Modification, Mortgage · VA Mortgage USAA
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jan 29, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jul 7, 2017	Warranty Deed, Transfer · FHA Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	2024361
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 16, 2024
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Document Number	0004160361
Map Reference	DOC 20080118500
Instrument Date	Apr 11, 2024
Instrument	202404160361
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004160362
Date	Apr 16, 2024
Instrument	202404160362

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0004160362
Date	Apr 16, 2024
Instrument	202404160362

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	3000 LAVA RIDGE CT STE 200, ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012050366
Date	Dec 5, 2022
Instrument	202212050366

Lender

Name	JOSIAH D WHALEN ETAL
Type	Private Party
Address	3020 JSSAQUAH PINE LAKE RD SE #21 21, SAMMAMISH, WA 98075

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	37 Months
Due	Jan 1, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 23, 2021
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Document Number	0006230846
Map Reference	DOC 200801185003
Instrument Date	Jun 18, 2021
Instrument	202106230846
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Tax	$9,068.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5102 S 58TH ST APT G10, G10, TACOMA, WA 98467-3853
Investor	Possibly a Property Investor

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Document Number	2101081222
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20102 97TH AVENUE CT E GRAHAM WA 983388287, GRAHAM, WA 98338-8287

Mortgage

Document Number	2101081222
Date	Jan 8, 2021
Instrument	202101081222

Lender

Name	USAA
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Document Number	1911210095
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20102 97TH AVENUE CT E GRAHAM WA 983388287, GRAHAM, WA 98338-8287

Mortgage

Document Number	1911210095
Date	Nov 21, 2019
Instrument	201911210095

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 29, 2019
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Document Number	1901290398
Instrument Date	Jan 7, 2019
Instrument	201901290398
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,012.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20102 97TH AVENUE CT E GRAHAM WA 983388287, GRAHAM, WA 98338-8287

Mortgage

Document Number	1901290399
Date	Jan 29, 2019
Instrument	201901290399

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 7, 2017
Property Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287
Document Number	0007070432
Map Reference	DOC200801185003
Instrument Date	Jun 28, 2017
Instrument	201707070432
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	F A T C O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,607.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20102 97TH AVENUE CT E, GRAHAM, WA 98338-8287

Mortgage

Document Number	0007070433
Date	Jul 7, 2017
Instrument	201707070433

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20102 97th Ave Ct E was $6,313, up 1.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,313.00 (+1.72%)	$575,400 Land $153,900 Building $421,500	$575,400 Land $153,900 Building $421,500
2025	$6,206.00 (-1.3%)
2024	$6,288.00 (+0.43%)	$527,700 (-2.3%) Land $145,800 Building $381,900	$527,700 (-2.3%) Land $145,800 Building $381,900
2023	$6,261.00	$540,100 Land $162,000 Building $378,100	$540,100 Land $162,000 Building $378,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20102 97th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20102 97th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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