20101 Saraceno Dr, Estero, FL 33928 Property Records

Lee County property record for 20101 Saraceno Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,739 sqft · built 2003
Lot Size	0.152 acres (6,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Mar 2015)
Tax Bill	$6,253 (2025)
Deeds & Mortgages	Mar 2024 Transfer Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-46-25-E1-24000.0100`

Property Details

APN / Parcel Number

Primary APN	`25-46-25-E1-24000.0100`
Alternative APNs	`252546E1240000100` `25462524000000100` `10469908`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,739 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	2,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,608 sqft (0.152 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	253 sqft
Porch	Florida Room
Porch Area	403 sqft
Patio Area	447 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10469908
Street Address	20101 SARACENO DR
City	ESTERO
State	FL
Zip	33928-7611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	SARACENO AT GRANDEZZA DESC IN PB 71 PGS 43-46 LOT 10
Legal Range	25E
Legal Township	46S
Legal Section	25
Legal Subdivision	SARACENO AT GRANDEZZA
Legal Tract	E1
Legal Block	2
Legal Lot Number	10
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2005
Census Tract	40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20101 SARACENO DR, ESTERO, FL 33928-7611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2015 · Amount on Record
Deed Sale	Mar 30, 2015 · Amount on Record
Prior Sale	Nov 8, 2004 · Amount on Record
Deed Document Number	201564592
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000072436
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Mar 14, 2024
Property Address	20101 SARACENO DR, ESTERO, FL 33928-7611
Document Number	0000072436
Map Reference	MB 71 PG 43-46
Instrument Date	Mar 11, 2024
Instrument	2024000072436
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20101 SARACENO DR, ESTERO, FL 33928-7611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20101 SARACENO DR, ESTERO, FL 33928-7611

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20101 SARACENO DR, ESTERO, FL 33928-7611
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20101 SARACENO DR, ESTERO, FL 33928-7611

Mortgage

Document Number	0000395974
Date	Dec 2, 2021
Instrument	2021000395974

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,253.00 (+8.94%)	$445,631 (-7.39%)	$461,559 (-4.08%) Land $128,199 Building $333,360
2023	$5,740.00 (+12.62%)	$481,180 (+19.45%) Land $130,015 Building $351,165	$481,180 (+19.45%) Land $130,015 Building $351,165
2022	$5,097.00	$402,815 Land $96,600 Building $306,215	$402,815 Land $96,600 Building $306,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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