2010 W Willard Rd, Clio, MI 48420 Property Records

Saginaw County property record for 2010 W Willard Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,444 sqft · built 2001
Lot Size	1 acres (43,691 sqft)
Owner	Individual Name on Record
Last Sale	$349,900 (May 2026)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-35-4009-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-35-4009-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
1st Floor Area	772 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,691 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	112 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2010 W WILLARD RD
City	CLIO
State	MI
Zip	48420-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S 208 FT OF E 283 FT OF E 1/2 OF SE 1/4 1.35 ACRES SEC 35 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	35
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	3
Census Block	3015
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 W JOHNSON ST, CLIO, MI 48420-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	202612222
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000025135
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2010 W WILLARD RD, CLIO, MI 48420-7814
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 W WILLARD RD, CLIO, MI 48420-7814

Mortgage

Document Number	0000006155
Date	Mar 10, 2022
Instrument	2022006155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 4, 2026
Property Address	2010 W WILLARD RD, CLIO, MI 48420-7814
Document Number	0000012222
Instrument Date	Apr 30, 2026
Instrument	2026.12222
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	DREAM TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,049.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 W JOHNSON ST, CLIO, MI 48420-1522

Mortgage

Document Number	0000012181,
Date	May 4, 2026
Instrument	2026..12181

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 26, 2021
Property Address	2010 W WILLARD RD, CLIO, MI 48420-7814
Document Number	0000025135
Instrument Date	Jul 26, 2021
Instrument	2021025135
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2010 W WILLARD RD, 2010, CLIO, MI 48420-7814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 W WILLARD RD, CLIO, MI 48420-7814

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (+149.13%)	$286,000 (+149.13%)
2025	$2,604.00 (+17.51%)	$57,400 (+17.14%)	$114,800 (+17.14%)
2023		$49,000	$98,000
2022	$2,216.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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